Best GBP to PHP Transfer Rates and Fees

Compare current provider estimates for sending money from United Kingdom to Philippines

13 provider estimates available for this corridor

Strongest New User recipient estimate

£1,000 GBP = 84,920 PHP

via Remitly

Provider eligibility, payout method, and checkout timing can change the final quote.

GBP

PHP

Transfer Amount

£100£50,000

Sending

£1,000 GBP

Current comparison

£1,000 GBP to PHP

Change

GBP

PHP

Transfer Amount

£100£50,000

Sending

£1,000 GBP

GBP to PHP Provider Rate Comparison

Showing 13 provider estimates for sending £1,000 GBP. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 15 Oct 2026

Sort results by

New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP

Remitly

Recipient Gets

84,920PHP

Best New User rate

Rate

84.92

Fee

FREE

You Send

GBP 1,000

Standard users get82,710 PHP

Go to Remitly

Sendwave

Best Standard rate

#2 estimate

Recipient Gets

83,683.2PHP

vs top

-1,236.8

Rate

83.68

Fee

GBP 1.99

You Send

GBP 1,000

Go to Sendwave

WorldRemit

New User rate

#3 estimate

Recipient Gets

83,662PHP

vs top

-1,258

Rate

83.66

Fee

FREE

You Send

GBP 1,000

Standard users get83,098 PHP

Go to WorldRemit

Ria Money Transfer

New User rate

Recipient Gets

83,474.02PHP

vs top

-1,445.98

Rate

83.47

Fee

GBP 1.99

You Send

GBP 1,000

New users may get83,474.02 PHP

Go to Ria Money Transfer

Paysend

Recipient Gets

83,350.23PHP

vs top

-1,569.77

Rate

83.35

Fee

GBP 1.00

You Send

GBP 1,000

Go to Paysend

Instarem

Recipient Gets

83,180PHP

vs top

-1,740

Rate

83.18

Fee

FREE

You Send

GBP 1,000

Go to Instarem

Panda Remit

Recipient Gets

83,093.8PHP

vs top

-1,826.2

Rate

83.09

Fee

FREE

You Send

GBP 1,000

Go to Panda Remit

Wise

Recipient Gets

83,060.68PHP

vs top

-1,859.32

Rate

83.54

Fee

GBP 5.79

You Send

GBP 1,000

Go to Wise

CurrencyFair

Recipient Gets

82,980PHP

vs top

-1,940

Rate

83.06

Fee

GBP 0.96

You Send

GBP 1,000

Go to CurrencyFair

XE Money Transfer

Recipient Gets

82,674.9PHP

vs top

-2,245.1

Rate

82.67

Fee

FREE

You Send

GBP 1,000

Go to XE Money Transfer

Western Union

Recipient Gets

82,610.36PHP

vs top

-2,309.64

Rate

82.61

Fee

GBP 1.99

You Send

GBP 1,000

Go to Western Union

Taptap Send

Recipient Gets

82,300PHP

vs top

-2,620

Rate

82.30

Fee

FREE

You Send

GBP 1,000

Go to Taptap Send

OFX

Recipient Gets

80,163.4PHP

vs top

-4,756.6

Rate

80.16

Fee

FREE

You Send

GBP 1,000

Go to OFX

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Remitly Best New User rate	84.92 82.71	FREE FREE	GBP 1,000	84,920 PHP 82,710 PHP	Go to Remitly
2 Sendwave Best Standard rate	83.68	GBP 1.99	GBP 1,000	83,683.2 PHP 1,236.8 less	Go to Sendwave
3 WorldRemit New User rate	83.66 83.10	FREE FREE	GBP 1,000	83,662 PHP 83,098 PHP 1,258 less	Go to WorldRemit
4 Ria Money Transfer New User rate	83.47 83.25	GBP 1.99 FREE	GBP 1,000	83,474.02 PHP 83,474.02 PHP 1,445.98 less	Go to Ria Money Transfer
5 Paysend	83.35	GBP 1.00	GBP 1,000	83,350.23 PHP 1,569.77 less	Go to Paysend
6 Instarem	83.18	FREE	GBP 1,000	83,180 PHP 1,740 less	Go to Instarem
7 Panda Remit	83.09	FREE	GBP 1,000	83,093.8 PHP 1,826.2 less	Go to Panda Remit
8 Wise	83.54	GBP 5.79	GBP 1,000	83,060.68 PHP 1,859.32 less	Go to Wise
9 CurrencyFair	83.06	GBP 0.96	GBP 1,000	82,980 PHP 1,940 less	Go to CurrencyFair
10 XE Money Transfer	82.67	FREE	GBP 1,000	82,674.9 PHP 2,245.1 less	Go to XE Money Transfer
11 Western Union	82.61	GBP 1.99	GBP 1,000	82,610.36 PHP 2,309.64 less	Go to Western Union
12 Taptap Send	82.30	FREE	GBP 1,000	82,300 PHP 2,620 less	Go to Taptap Send
13 OFX	80.16	FREE	GBP 1,000	80,163.4 PHP 4,756.6 less	Go to OFX

Keep watching GBP to PHP

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact PHP Amount?

Estimate how much to send

Enter how much your recipient needs in PHP. Estimate your total cost using the displayed rates and fees.

Recipient target (PHP)

₱PHP

WorldRemit

Lowest estimate · New User

£1,015.99

Estimated total (GBP)

Includes £0.00 estimated fee

Sendwave

£1,017.73

Estimated total (GBP)

Includes £1.99 estimated fee

Ria Money Transfer

£1,020.27

Estimated total (GBP)

Includes £1.99 estimated fee

Paysend

£1,020.79

Estimated total (GBP)

Includes £1.00 estimated fee

Instarem

£1,021.88

Estimated total (GBP)

Includes £0.00 estimated fee

Panda Remit

£1,022.94

Estimated total (GBP)

Includes £0.00 estimated fee

Wise

£1,023.21

Estimated total (GBP)

Includes £5.79 estimated fee

CurrencyFair

£1,024.32

Estimated total (GBP)

Includes £0.96 estimated fee

Remitly

£1,027.69

Estimated total (GBP)

Includes £0.00 estimated fee

XE Money Transfer

£1,028.12

Estimated total (GBP)

Includes £0.00 estimated fee

Western Union

£1,030.92

Estimated total (GBP)

Includes £1.99 estimated fee

Taptap Send

£1,032.81

Estimated total (GBP)

Includes £0.00 estimated fee

OFX

£1,060.33

Estimated total (GBP)

Includes £0.00 estimated fee

Estimated difference of £44.34 between WorldRemit and OFX

Rates, fees and new-customer offers may change with the amount. Confirm your total cost and the recipient amount with the provider before sending.

How to Send Money from GBP to PHP

1. Compare Current Options

Use the comparison above to review providers that returned a usable GBP to PHP estimate. Enter your exact amount because eligibility, fees, and recipient amounts can change with transfer size.

2. Choose Your Provider

Compare the final recipient amount, fees, payout method, eligibility, and delivery estimate. Provider support and promotion eligibility vary, so confirm the complete quote at checkout.

3. Sign Up & Verify

Create an account with your chosen provider. It may request government-issued ID or supporting information. Verification requirements and timing vary by provider, customer, transfer, and destination.

4. Send Money

Enter recipient details and choose a funding method offered for the exact route. Fees, limits, payout availability, and delivery estimates can change by provider and method, so confirm them at checkout.

Market Analysis: GBP/PHP Exchange Rate

The GBP to PHP customer rate can reflect currency-market conditions as well as each provider's exchange-rate margin, fee, funding cost, payout pricing, and execution timing. Compare the final recipient estimate returned for your amount, then confirm the complete quote at checkout.

Tips to Get the Best GBP to PHP Rate

Compare rates from multiple providers, differences can be significant for GBP to PHP transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when GBP/PHP rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Philippines for your chosen provider.

What Affects GBP to PHP Transfer Timing?

Payment Method	What to Verify	Timing Factors
Debit Card	Card availability and provider fees	Issuer authorisation and provider processing
Credit Card	Provider support and issuer charges	Issuer authorisation, checks, and payout method
Bank Transfer	Bank details, cut-off times, and total fees	Bank clearing, weekends, and recipient-bank processing
First-time Transfer	Identity and source-of-funds requirements	Verification can add time before the provider releases the transfer

Delivery estimates vary by provider, funding method, payout method, checks, and destination. Confirm the estimate shown for your transfer before sending to Philippines.

Safety & Regulation for GBP to PHP Transfers

Regulatory Compliance

A provider can serve different countries through different legal entities and licences. Verify the entity named at checkout, its regulator reference, and the protections that apply to your transfer before sending.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

Complaint, cancellation, refund, and safeguarding arrangements vary by provider and jurisdiction. Keep transfer records, follow the provider's complaint process, and contact the relevant regulator or dispute-resolution service where one applies.

Business provider research: GBP to PHP

These general provider profiles list GBP to PHP among their routes. They are not business-transfer quotes or confirmation of eligibility. Check that the provider supports your business, sending country, recipient country, currency and payout method before applying.

Wise

Personal & Business

Batch Payments

API

Multi-Currency

General product features; availability and pricing depend on jurisdiction and account.

Review Visit Site

Remitly

Personal & Business

Batch Payments

API

General product features; availability and pricing depend on jurisdiction and account.

Review Visit Site

Compare all business payment providers

GBP/PHP & Forex News

View all

News: BoE’s Pill says should not give impression that hike now would be the start of a series of increases

FXStreet

about 1 hour ago

BoE’s Pill says should not give impression that hike now would be the start of a series of increases

Bank of England (BoE) Chief Economist Huw Pill, who has voted for a quarter-point interest rate hike in recent months, said on Thursday that we should not give impression that a hike now would be the start of a series of increases.

News: New Zealand Dollar jumps to two-week top vs weak USD as RBNZ's Conway hints rate hikes

FXStreet

about 1 hour ago

New Zealand Dollar jumps to two-week top vs weak USD as RBNZ's Conway hints rate hikes

The NZD/USD pair gains strong positive traction during the Asian session on Thursday, building on the previous day's late rebound from the 0.5565 region, or its lowest level since April 2025.

News: 102.00: United States Dollar Index skids below this level

FXStreet

about 2 hours ago

102.00: United States Dollar Index skids below this level

The US Dollar (USD) underperforms its major currency peers on Thursday as hot United States (US) Consumer Price Index (CPI) data for September has failed to bring a meaningful impact on Federal Reserve’s (Fed) interest rate expectations.

Frequently Asked Questions: GBP to PHP

What is the best GBP to PHP exchange rate today?

The strongest GBP to PHP recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

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How much does it cost to send money from United Kingdom to Philippines?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

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Which is the cheapest way to send GBP to PHP?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

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How long does a GBP to PHP transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

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Is it safe to send money from United Kingdom to Philippines online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

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Why might a provider not appear for GBP to PHP?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

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What information do I need to send GBP to PHP?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

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Can I cancel a GBP to PHP transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

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Why do GBP to PHP rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

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What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

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GBP to PHP Guides & Tips

Currency Guides

Best Ways to Send Money to the Philippines 2026: Providers & Fees

Compare supported providers for Philippines transfers, including bank, wallet, and cash pickup options. Check current USD/GBP to PHP estimates before checkout.

Read guide →

Ready to Send GBP to PHP?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All GBP to PHP Providers