Best SGD to PHP Transfer Rates and Fees
Compare current provider estimates for sending money from Singapore to Philippines
6 provider estimates available for this corridor
Strongest Standard recipient estimate
SGD1,000 SGD = 48,989.6 PHP
via Panda Remit
Provider eligibility, payout method, and checkout timing can change the final quote.
SGD
PHP
SGD
SGD100SGD50,000
Sending
SGD1,000 SGD
Current comparison
SGD1,000 SGD to PHP
Change
Current comparison
SGD1,000 SGD to PHP
SGD
PHP
SGD
SGD100SGD50,000
Sending
SGD1,000 SGD
SGD to PHP Provider Rate Comparison
Showing 6 provider estimates for sending SGD1,000 SGD. Confirm fees and payout method at provider checkout.
Current Estimates·Updated 15 Oct 2026
TOP
Panda Remit
Recipient Gets
48,989.6PHP
Best Standard rate
Rate
48.99
Fee
FREE
You Send
SGD 1,000
Wise
#2 estimateRecipient Gets
48,900.64PHP
vs top
-88.96
Rate
49.13
Fee
SGD 4.63
You Send
SGD 1,000
Western Union
#3 estimateRecipient Gets
48,871.47PHP
vs top
-118.13
Rate
48.87
Fee
SGD 3.00
You Send
SGD 1,000
CurrencyFair
Recipient Gets
48,700PHP
vs top
-289.6
Rate
48.78
Fee
SGD 1.64
You Send
SGD 1,000
XE Money Transfer
Recipient Gets
48,603.3PHP
vs top
-386.3
Rate
48.60
Fee
FREE
You Send
SGD 1,000
| Provider | Exchange Rate | Fee | You Send | Recipient Gets | Action |
|---|---|---|---|---|---|
Panda Remit Best Standard rate | 48.99 | FREE | SGD 1,000 | 48,989.6 PHP | Go to Panda Remit |
2 Wise | 49.13 | SGD 4.63 | SGD 1,000 | 48,900.64 PHP 88.96 less | Go to Wise |
3 Western Union | 48.87 | SGD 3.00 | SGD 1,000 | 48,871.47 PHP 118.13 less | Go to Western Union |
4 CurrencyFair | 48.78 | SGD 1.64 | SGD 1,000 | 48,700 PHP 289.6 less | Go to CurrencyFair |
5 XE Money Transfer | 48.60 | FREE | SGD 1,000 | 48,603.3 PHP 386.3 less | Go to XE Money Transfer |
6  OFX | 46.87 | FREE | SGD 1,000 | 46,865.7 PHP 2,123.9 less | Go to OFX |
Keep watching SGD to PHP
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Keep the route research short
Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.
Timing and rate context
Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.
How to send this route
- 1. Compare your exact send amount before you shortlist a provider.
- 2. Check payout method, delivery speed, and total recipient amount.
- 3. Complete ID verification before you need the transfer urgently.
- 4. Confirm the final quote on provider checkout before sending.
Safety checks
Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.
Frequently Asked Questions: SGD to PHP
What is the best SGD to PHP exchange rate today?
The strongest SGD to PHP recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.
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How much does it cost to send money from Singapore to Philippines?
The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.
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Which is the cheapest way to send SGD to PHP?
The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.
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How long does a SGD to PHP transfer take?
Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.
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Is it safe to send money from Singapore to Philippines online?
Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.
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Why might a provider not appear for SGD to PHP?
The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.
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What information do I need to send SGD to PHP?
A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.
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Can I cancel a SGD to PHP transfer?
Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.
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Why do SGD to PHP rates change?
Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.
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What's the difference between the mid-market rate and the rate I get?
The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.
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Ready to Send SGD to PHP?
Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.
Compare All SGD to PHP Providers