Sendwave Review 2026
Fee-free money transfers to Africa, Asia, and Latin America.
Review focus
Use this page to understand provider fit, then compare your exact route before you send.
Fact-check status
Public-source profile. Verify current licence status, payout coverage, and fees before sending. Source table updated 19 May 2026.
Sources used
4 external source links shown below, including provider-owned pages and regulator lookups where available.
Policy context
Read the Methodology and Commercial Policy to understand how commercial relationships are separated from organic ranking logic.
Quick Facts
Founded
2014
Countries
50+
Speed
Instant to minutes
Typical Fees
No fees (rate margin only)
Decision Snapshot
Best use cases
What to verify before you click out
Check that your send country, receive country, and payout method are supported on the exact route.
Compare the full recipient outcome, not just the headline exchange rate.
Confirm the final quote and transfer timing on the provider checkout page before sending.
Popular routes to test next
Overview
Sendwave is a mobile-first money transfer app focused on selected routes from the US, UK, Canada, and Europe to Africa and South Asia. Founded in 2014, Sendwave was acquired by WorldRemit's parent company Zepz in 2021. The app is commonly compared for mobile money delivery where the route is supported.
Pros and Cons
Pros
- No separate transfer fees on selected routes
- Instant delivery to mobile money wallets
- Simple mobile-first experience
- Strong coverage in Africa and South Asia
- Backed by Zepz (WorldRemit parent)
Cons
- Limited to specific corridors (Africa, Asia)
- Exchange rate includes margin
- Weekly transfer limits ($5,000)
- No business accounts or advanced features
Best For
How Sendwave Works
Download the Sendwave app, enter your recipient's phone number, choose the amount, and pay with your debit card or bank account. Delivery timing depends on the route and payout partner, including mobile money wallets such as M-Pesa, MTN, or Airtel Money where supported.
Fee Structure
Sendwave commonly prices through the exchange rate rather than a separate transfer fee on selected routes. Confirm the displayed rate, margin, payout method, and final recipient amount in the app before sending.
Min Transfer
$1
Max Transfer
$5,000 per week
Mobile App
Yes
Business Account
No
Popular Corridors
Sendwave FAQs
Is Sendwave really free?
Sendwave may show no separate transfer fee on selected routes, but the exchange rate can include a margin. Compare the final recipient amount with other providers before sending.
Which countries can I send to with Sendwave?
Sendwave supports sending to Ghana, Kenya, Nigeria, Tanzania, Uganda, Senegal, Bangladesh, and several other African and South Asian countries. Coverage is focused but growing.
How fast does Sendwave deliver money?
Most mobile money transfers arrive instantly. Bank transfers may take a few hours to 1 business day depending on the destination.
Is Sendwave part of WorldRemit?
Sendwave and WorldRemit are both owned by Zepz, but they operate as separate products. Sendwave focuses on a simple, fee-free mobile experience for specific corridors, while WorldRemit covers more countries and delivery options.
Our Verdict
Sendwave may fit app-led transfers to supported African and South Asian destinations such as Ghana, Kenya, Nigeria, or Bangladesh, especially where mobile money payout matters. Confirm the route, fee model, exchange-rate margin, and payout timing before sending.
Regulation & Security
Sendwave is regulated by the following financial authorities:
Headquartered in New York, USA. Verify the exact licence and payout coverage for your sending country before you transfer.
Source-of-truth links
If you are using this review to make a shortlisting decision, use these external links to verify the current provider entity, licence status, pricing, and review signals. Source table updated 19 May 2026; this is not a guarantee that every licence record was reverified on that date.