Best CAD to PHP Transfer Rates and Fees

Compare current provider estimates for sending money from Canada to Philippines

11 provider estimates available for this corridor

Strongest New User recipient estimate

$1,000 CAD = 45,648.97 PHP

via Ria Money Transfer

Provider eligibility, payout method, and checkout timing can change the final quote.

CAD

PHP

Transfer Amount

$100$50,000

Sending

$1,000 CAD

Current comparison

$1,000 CAD to PHP

Change

CAD

PHP

Transfer Amount

$100$50,000

Sending

$1,000 CAD

CAD to PHP Provider Rate Comparison

Showing 11 provider estimates for sending $1,000 CAD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 31 Aug 2026

Sort results by

New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP

Ria Money Transfer

Recipient Gets

45,648.97PHP

Best New User rate

Rate

45.65

Fee

FREE

You Send

CAD 1,000

Standard users get44,122.1 PHP

Go to Ria Money Transfer

WorldRemit

New User rate

#2 estimate

Recipient Gets

45,089PHP

vs top

-559.97

Rate

45.09

Fee

FREE

You Send

CAD 1,000

Standard users get44,203.1 PHP

Go to WorldRemit

Paysend

Best Standard rate

#3 estimate

Recipient Gets

44,867.42PHP

vs top

-781.55

Rate

44.87

Fee

CAD 3.00

You Send

CAD 1,000

Go to Paysend

Panda Remit

Recipient Gets

44,583.2PHP

vs top

-1,065.77

Rate

44.58

Fee

FREE

You Send

CAD 1,000

Go to Panda Remit

CurrencyFair

Recipient Gets

44,570PHP

vs top

-1,078.97

Rate

44.65

Fee

CAD 1.79

You Send

CAD 1,000

Go to CurrencyFair

Wise

Recipient Gets

44,569.12PHP

vs top

-1,079.85

Rate

44.94

Fee

CAD 8.33

You Send

CAD 1,000

Go to Wise

Taptap Send

Recipient Gets

44,500PHP

vs top

-1,148.97

Rate

44.50

Fee

FREE

You Send

CAD 1,000

Go to Taptap Send

XE Money Transfer

Recipient Gets

44,487.8PHP

vs top

-1,161.17

Rate

44.49

Fee

FREE

You Send

CAD 1,000

Go to XE Money Transfer

Sendwave

Recipient Gets

44,180.62PHP

vs top

-1,468.35

Rate

44.18

Fee

CAD 0.99

You Send

CAD 1,000

Go to Sendwave

Western Union

Recipient Gets

44,077.07PHP

vs top

-1,571.9

Rate

44.08

Fee

CAD 31.00

You Send

CAD 1,000

Go to Western Union

OFX

Recipient Gets

42,994.5PHP

vs top

-2,654.47

Rate

42.99

Fee

FREE

You Send

CAD 1,000

Go to OFX

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Ria Money Transfer Best New User rate	45.65 44.12	FREE CAD 0.99	CAD 1,000	45,648.97 PHP 44,122.1 PHP	Go to Ria Money Transfer
2 WorldRemit New User rate	45.09 44.20	FREE FREE	CAD 1,000	45,089 PHP 44,203.1 PHP 559.97 less	Go to WorldRemit
3 Paysend Best Standard rate	44.87	CAD 3.00	CAD 1,000	44,867.42 PHP 781.55 less	Go to Paysend
4 Panda Remit	44.58	FREE	CAD 1,000	44,583.2 PHP 1,065.77 less	Go to Panda Remit
5 CurrencyFair	44.65	CAD 1.79	CAD 1,000	44,570 PHP 1,078.97 less	Go to CurrencyFair
6 Wise	44.94	CAD 8.33	CAD 1,000	44,569.12 PHP 1,079.85 less	Go to Wise
7 Taptap Send	44.50	FREE	CAD 1,000	44,500 PHP 1,148.97 less	Go to Taptap Send
8 XE Money Transfer	44.49	FREE	CAD 1,000	44,487.8 PHP 1,161.17 less	Go to XE Money Transfer
9 Sendwave	44.18	CAD 0.99	CAD 1,000	44,180.62 PHP 1,468.35 less	Go to Sendwave
10 Western Union	44.08	CAD 31.00	CAD 1,000	44,077.07 PHP 1,571.9 less	Go to Western Union
11 OFX	42.99	FREE	CAD 1,000	42,994.5 PHP 2,654.47 less	Go to OFX

Keep watching CAD to PHP

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact PHP Amount?

Recipient Gets Exactly...

Enter how much your recipient needs in PHP. We'll show how much you need to send.

₱PHP

Ria Money Transfer

Cheapest New User

$1,007.69

You send (CAD)

WorldRemit

$1,020.20

You send (CAD)

Paysend

$1,028.24

You send (CAD)

Panda Remit

$1,031.78

You send (CAD)

Wise

$1,031.84

You send (CAD)

CurrencyFair

$1,032.03

You send (CAD)

Taptap Send

$1,033.71

You send (CAD)

XE Money Transfer

$1,033.99

You send (CAD)

Sendwave

$1,042.17

You send (CAD)

OFX

$1,069.90

You send (CAD)

Western Union

$1,074.63

You send (CAD)

Save $66.94 by choosing Ria Money Transfer over Western Union

How to Send Money from CAD to PHP

1. Compare Current Options

Use the comparison above to review providers that returned a usable CAD to PHP estimate. Enter your exact amount because eligibility, fees, and recipient amounts can change with transfer size.

2. Choose Your Provider

Compare the final recipient amount, fees, payout method, eligibility, and delivery estimate. Provider support and promotion eligibility vary, so confirm the complete quote at checkout.

3. Sign Up & Verify

Create an account with your chosen provider. It may request government-issued ID or supporting information. Verification requirements and timing vary by provider, customer, transfer, and destination.

4. Send Money

Enter recipient details and choose a funding method offered for the exact route. Fees, limits, payout availability, and delivery estimates can change by provider and method, so confirm them at checkout.

Market Analysis: CAD/PHP Exchange Rate

The CAD to PHP customer rate can reflect currency-market conditions as well as each provider's exchange-rate margin, fee, funding cost, payout pricing, and execution timing. Compare the final recipient estimate returned for your amount, then confirm the complete quote at checkout.

Understanding CAD to PHP Transfers

Route context

CAD to PHP customer quotes reflect currency-market movement plus each provider's Canadian funding costs and Philippines payout pricing. The strongest recipient outcome can change with the amount, funding method, delivery option, and eligibility.

What is a Good CAD to PHP Rate?

Judge a CAD to PHP transfer by the final pesos the recipient is expected to receive after fees, exchange-rate margin, funding cost, and payout pricing. Verify the complete provider quote before sending.

How Providers Differ

Providers can price Canadian bank and card funding differently, while Philippines bank, eligible wallet, and cash-pickup options can vary where supported. Compare estimates for the same funding and payout setup.

Common Mistakes to Avoid

✗Comparing only the CAD/PHP exchange rate instead of the final PHP amount
✗Assuming Canadian bank and card funding have the same total cost
✗Comparing different Philippines payout methods as if their pricing were identical
✗Treating a new-user offer as the standard repeat-transfer quote

Best Practices

✓Compare the same CAD amount and funding method across providers
✓Check the final PHP amount for the recipient payout method you need
✓Confirm recipient bank, wallet, or pickup details where applicable
✓Recheck availability, fees, and delivery timing at checkout

Related Resources

Send money from Canada →Send money to the Philippines →Philippines transfer guide →How international transfer fees work →

Tips to Get the Best CAD to PHP Rate

Compare rates from multiple providers, differences can be significant for CAD to PHP transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when CAD/PHP rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Philippines for your chosen provider.

What Affects CAD to PHP Transfer Timing?

Payment Method	What to Verify	Timing Factors
Debit Card	Card availability and provider fees	Issuer authorisation and provider processing
Credit Card	Provider support and issuer charges	Issuer authorisation, checks, and payout method
Bank Transfer	Bank details, cut-off times, and total fees	Bank clearing, weekends, and recipient-bank processing
First-time Transfer	Identity and source-of-funds requirements	Verification can add time before the provider releases the transfer

Delivery estimates vary by provider, funding method, payout method, checks, and destination. Confirm the estimate shown for your transfer before sending to Philippines.

Safety & Regulation for CAD to PHP Transfers

Regulatory Compliance

A provider can serve different countries through different legal entities and licences. Verify the entity named at checkout, its regulator reference, and the protections that apply to your transfer before sending.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

Complaint, cancellation, refund, and safeguarding arrangements vary by provider and jurisdiction. Keep transfer records, follow the provider's complaint process, and contact the relevant regulator or dispute-resolution service where one applies.

Business Transfers: CAD to PHP

Sending CAD to PHP for your business? These providers offer business accounts with features like batch payments, API access, multi-currency accounts, and competitive FX rates for higher volumes.

Remitly

Personal & Business

Batch Payments

API

$0 - $4.99 · Minutes to 3-5 days · 170+ countries

Review Visit Site

XE Money Transfer

Personal & Business

Batch Payments

FX Hedging

No transfer fees (rate margin applies) · 1-4 business days · 130+ countries

Review Visit Site

OFX

Personal & Business

Batch Payments

API

FX Hedging

No transfer fees (rate margin applies) · 1-5 business days · 170+ countries

Review Visit Site

Airwallex

Business Only

Batch Payments

API

Multi-Currency

FX Hedging

UK FX: 0.5% major / 1% other currencies · Depends on route and payment rail · 120+ countries

Review Visit Site

Compare all business payment providers

CAD/PHP & Forex News

View all

News: Gold drops to nearly two-week low as hawkish Fed bets rise amid oil-driven inflation fears

FXStreet

about 1 hour ago

Gold drops to nearly two-week low as hawkish Fed bets rise amid oil-driven inflation fears

Gold (XAU/USD) attracts fresh sellers following an intraday uptick to the $4,472 region and drops to a one-and-a-half-week low during the Asian session on Monday.

FXStreet

about 1 hour ago

India Gold price today: Gold falls, according to FXStreet data

Gold prices fell in India on Monday, according to data compiled by FXStreet.

ForexLive

about 1 hour ago

IRGC claims that a supertanker has caught fire after being struck by naval mines in Strait of Hormuz

Iran's Islamic Revolutionary Guard Corps (IRGC) is out claiming that a rogue supertanker has been stopped in its tracks and caught fire in the Strait of Hormuz. That after being struck by two naval mines along the waterway. The tanker is said to be attempting to pass through the strait "illegally"...

Read full article

Frequently Asked Questions: CAD to PHP

What is the best CAD to PHP exchange rate today?

The strongest CAD to PHP recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

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How much does it cost to send money from Canada to Philippines?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

Was this answer helpful?

Which is the cheapest way to send CAD to PHP?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

Was this answer helpful?

How long does a CAD to PHP transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

Was this answer helpful?

Is it safe to send money from Canada to Philippines online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

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Why might a provider not appear for CAD to PHP?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

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What information do I need to send CAD to PHP?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

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Can I cancel a CAD to PHP transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

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Why do CAD to PHP rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

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What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

Was this answer helpful?

Related Routes

USDPHP GBPPHP CADINR AUDPHP

Related Currency Routes

Compare rates for other popular money transfer corridors. Find the best exchange rates for sending money internationally.

Other Ways to Send to Philippines

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Other Destinations from Canada

CAD to INRto India

CAD to NGNto Nigeria

CAD to MXNto Mexico

CAD to PKRto Pakistan

CAD to BDTto Bangladesh

CAD to NPRto Nepal

Most Popular Money Transfer Routes

These are the most searched currency exchange corridors. Open a route to request current quote estimates from listed providers like Wise, Remitly, and WorldRemit.

GBPINR USDINR USDPHP GBPPKR USDPKR

CAD to PHP Guides & Tips

Currency Guides

Best Ways to Send Money to the Philippines 2026: Providers & Fees

Compare supported providers for Philippines transfers, including bank, wallet, and cash pickup options. Check current USD/GBP to PHP estimates before checkout.

Read guide →

Ready to Send CAD to PHP?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All CAD to PHP Providers