Compare Business Money Transfer Services
Find the best international payment provider for your business. Compare exchange rates (FX), batch payments, API access, multi-currency accounts, and more — all in one place.
Regulated Providers
FCA, ASIC, MAS & more
150+ Countries
Global coverage
Enterprise Ready
API, batch, ERP integrations
Save vs Banks
Up to 80% lower fees
Compare Business Transfer Rates
See current estimates from providers that offer business accounts. Select your currencies and amount to compare.
Sending
£10,000 GBP
How Businesses Use Our Comparison
Supplier Payments
Pay international suppliers with competitive exchange rates (FX) and low fees. Batch pay hundreds of vendors at once.
International Payroll
Pay global teams and contractors in their local currencies. Automate recurring payments via API.
Freelancer Payouts
Send payments to freelancers and contractors worldwide with transparent fees and fast delivery.
Treasury & FX Management
Hold funds in multiple currencies, lock in today's rate for future payments (forward contracts), and manage your currency (FX) strategy.
Business Payment Providers
These providers offer specialised business accounts with features designed for companies making international payments.
Wise
International money transfer service with low fees and transparent pricing.
Remitly
Fast and secure international money transfers to over 100 countries.
XE Money Transfer
Trusted international money transfer with competitive exchange rates.
OFX
International money transfer specialist with 24/7 support.
TorFX
Award-winning currency exchange with no transfer fees and dedicated account managers.
Airwallex
Global business payments platform with multi-currency accounts and interbank FX rates.
Feature Comparison
Compare business payment providers side-by-side on the features that matter most. Click each category to expand or collapse.
| Feature | Wise | Remitly | XE Money Transfer | OFX | TorFX | Airwallex |
|---|---|---|---|---|---|---|
Pricing | ||||||
| Exchange-rate markup / fees | 0.41% - 2% | $0 - $4.99 | No transfer fees (rate margin applies) | No transfer fees (rate margin applies) | No transfer fees (margin on rate) | From 0.5% FX markup (reducing with volume) |
| Monthly Fee | Free plan available | Custom | Custom | Free plan available | Custom | Free plan available |
Accounts | ||||||
| Multi-Currency Account | ||||||
| Currencies Supported | 50+ | 100+ | 130+ | 50+ | 40+ | 60+ |
Payments | ||||||
| Batch Payments | ||||||
| Batch Limit | 1,000 recipients via CSV or API | Via CSV upload | Via online platform or phone | Via platform or dedicated dealer | — | 1,000 recipients via CSV upload |
| Local payment networks | ACH, SEPA, Faster Payments, SWIFT, BACS | ACH, SEPA, Faster Payments, SWIFT | ACH, SEPA, Faster Payments, SWIFT, EFT | ACH, SEPA, Faster Payments, SWIFT, BPAY | SWIFT, Faster Payments, SEPA | ACH, SEPA, Faster Payments, SWIFT, NPP, FPS |
Speed & Limits | ||||||
Integration | ||||||
Cards & FX Tools | ||||||
Team | ||||||
Support | ||||||
Compliance | ||||||
| Visit Wise | Visit Remitly | Visit XE Money Transfer | Visit OFX | Visit TorFX | Visit Airwallex | |
Wise
Remitly
XE Money Transfer
OFX
TorFX
Airwallex
How It Works
Compare Features
Use our comparison grid to evaluate providers on the features that matter to your business — exchange rates (FX), batch payments (pay many people at once), API access (connect it to your own systems), and more.
Read Detailed Reviews
Dive into our comprehensive reviews covering pricing tiers, integrations, compliance, and real user experiences.
Start Transferring
Sign up with your chosen provider, complete a business identity check (KYB), and start making international payments at better rates than your bank.
Business Money Transfer FAQs
How are business money transfers different from personal transfers?
Business transfers typically involve higher amounts, require KYB (Know Your Business) verification, and offer features like batch payments, API access, multi-currency accounts, forward contracts for hedging, and accounting software integrations. Business accounts also support multi-user access with approval workflows.
What should I look for in a business payment provider?
Key factors include: FX rates and transparency (even 0.1% markup difference matters at scale), transfer limits, batch payment capabilities, API access for automation, multi-currency accounts, accounting integrations (Xero, QuickBooks, NetSuite), forward contracts for hedging currency risk, and quality of customer support.
How much can I save compared to using a bank?
Specialist business payment providers typically charge 0.5-1.5% FX markup compared to 2-5% at traditional banks. On a $100,000 transfer, that could mean saving $1,500-$4,500 per transaction. Many providers also offer free local payment rails (ACH, SEPA, Faster Payments), eliminating $25-50 SWIFT fees per transfer.
Do I need a special account for business transfers?
Yes, business transfers require a verified business account. You will need to complete KYB (Know Your Business) verification, which typically involves providing business registration documents, proof of address, and director identification. Most providers complete verification within 1-3 business days.
Can I automate my business payments?
Yes, many business payment providers offer API access that integrates with your ERP or accounting systems. You can automate recurring payments, batch process supplier payments via CSV upload, and set up approval workflows. Providers like Airwallex and Wise Business have comprehensive REST APIs for full payment automation.
What is a forward contract and why does it matter for businesses?
A forward contract lets you lock in an exchange rate for a future date (up to 12-24 months ahead). This protects your business from currency fluctuations when you have known future payments. For example, if you know you need to pay a supplier €100,000 in 3 months, you can lock in today's rate and avoid the risk of the rate moving against you.
Not Sure Which Provider is Right?
Read our detailed reviews or compare rates on specific corridors to find the perfect fit for your business.