Best EUR to PHP Transfer Rates and Fees

Compare current provider estimates for sending money from Eurozone to Philippines

13 provider estimates available for this corridor

Strongest New User recipient estimate

€1,000 EUR = 72,560 PHP

via Remitly

Provider eligibility, payout method, and checkout timing can change the final quote.

DEEUR

PHP

Transfer Amount

€

€100€50,000

Sending

€1,000 EUR

Current comparison

€1,000 EUR to PHP

Change

DEEUR

PHP

Transfer Amount

€

€100€50,000

Sending

€1,000 EUR

EUR to PHP Provider Rate Comparison

Showing 13 provider estimates for sending €1,000 EUR. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 31 Aug 2026

Sort results by

New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP

Remitly

Recipient Gets

72,560PHP

Best New User rate

Rate

72.56

Fee

FREE

You Send

EUR 1,000

Standard users get71,176.544 PHP

Go to Remitly

Paysend

Best Standard rate

#2 estimate

Recipient Gets

72,240.23PHP

vs top

-319.77

Rate

72.24

Fee

EUR 1.50

You Send

EUR 1,000

Go to Paysend

CurrencyFair

#3 estimate

Recipient Gets

71,920PHP

vs top

-640

Rate

72.00

Fee

EUR 1.11

You Send

EUR 1,000

Go to CurrencyFair

Wise

Recipient Gets

71,836.18PHP

vs top

-723.82

Rate

72.37

Fee

EUR 7.32

You Send

EUR 1,000

Go to Wise

TransferGo

Recipient Gets

71,751.75PHP

vs top

-808.25

Rate

71.75

Fee

FREE

You Send

EUR 1,000

Go to TransferGo

Taptap Send

Recipient Gets

71,700PHP

vs top

-860

Rate

71.70

Fee

FREE

You Send

EUR 1,000

Go to Taptap Send

Panda Remit

Recipient Gets

71,676.8PHP

vs top

-883.2

Rate

71.68

Fee

FREE

You Send

EUR 1,000

Go to Panda Remit

XE Money Transfer

Recipient Gets

71,624.3PHP

vs top

-935.7

Rate

71.62

Fee

FREE

You Send

EUR 1,000

Go to XE Money Transfer

Sendwave

Recipient Gets

71,600.79PHP

vs top

-959.21

Rate

71.60

Fee

EUR 0.99

You Send

EUR 1,000

Go to Sendwave

Ria Money Transfer

New User rate

Recipient Gets

71,513.69PHP

vs top

-1,046.31

Rate

71.51

Fee

EUR 0.90

You Send

EUR 1,000

New users may get71,513.69 PHP

Go to Ria Money Transfer

WorldRemit

Recipient Gets

71,239PHP

vs top

-1,321

Rate

71.24

Fee

FREE

You Send

EUR 1,000

Go to WorldRemit

Western Union

Recipient Gets

71,067.07PHP

vs top

-1,492.93

Rate

71.07

Fee

EUR 0.99

You Send

EUR 1,000

Go to Western Union

OFX

Recipient Gets

69,330.1PHP

vs top

-3,229.9

Rate

69.33

Fee

FREE

You Send

EUR 1,000

Go to OFX

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Remitly Best New User rate	72.56 71.39	FREE EUR 2.99	EUR 1,000	72,560 PHP 71,176.544 PHP	Go to Remitly
2 Paysend Best Standard rate	72.24	EUR 1.50	EUR 1,000	72,240.23 PHP 319.77 less	Go to Paysend
3 CurrencyFair	72.00	EUR 1.11	EUR 1,000	71,920 PHP 640 less	Go to CurrencyFair
4 Wise	72.37	EUR 7.32	EUR 1,000	71,836.18 PHP 723.82 less	Go to Wise
5 TransferGo	71.75	FREE	EUR 1,000	71,751.75 PHP 808.25 less	Go to TransferGo
6 Taptap Send	71.70	FREE	EUR 1,000	71,700 PHP 860 less	Go to Taptap Send
7 Panda Remit	71.68	FREE	EUR 1,000	71,676.8 PHP 883.2 less	Go to Panda Remit
8 XE Money Transfer	71.62	FREE	EUR 1,000	71,624.3 PHP 935.7 less	Go to XE Money Transfer
9 Sendwave	71.60	EUR 0.99	EUR 1,000	71,600.79 PHP 959.21 less	Go to Sendwave
10 Ria Money Transfer New User rate	71.51 71.15	EUR 0.90 FREE	EUR 1,000	71,513.69 PHP 71,513.69 PHP 1,046.31 less	Go to Ria Money Transfer
11 WorldRemit	71.24	FREE	EUR 1,000	71,239 PHP 1,321 less	Go to WorldRemit
12 Western Union	71.07	EUR 0.99	EUR 1,000	71,067.07 PHP 1,492.93 less	Go to Western Union
13 OFX	69.33	FREE	EUR 1,000	69,330.1 PHP 3,229.9 less	Go to OFX

Keep watching EUR to PHP

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact PHP Amount?

Recipient Gets Exactly...

Enter how much your recipient needs in PHP. We'll show how much you need to send.

₱PHP

Remitly

Cheapest New User

€1,006.06

You send (EUR)

Paysend

€1,012.02

You send (EUR)

CurrencyFair

€1,015.00

You send (EUR)

Wise

€1,016.08

You send (EUR)

TransferGo

€1,017.40

You send (EUR)

Taptap Send

€1,018.13

You send (EUR)

Panda Remit

€1,018.46

You send (EUR)

XE Money Transfer

€1,019.21

You send (EUR)

Sendwave

€1,020.53

You send (EUR)

Ria Money Transfer

€1,021.68

You send (EUR)

WorldRemit

€1,024.72

You send (EUR)

Western Union

€1,028.19

You send (EUR)

OFX

€1,052.93

You send (EUR)

Save €46.87 by choosing Remitly over OFX

How to Send Money from EUR to PHP

1. Compare Current Options

Use the comparison above to review providers that returned a usable EUR to PHP estimate. Enter your exact amount because eligibility, fees, and recipient amounts can change with transfer size.

2. Choose Your Provider

Compare the final recipient amount, fees, payout method, eligibility, and delivery estimate. Provider support and promotion eligibility vary, so confirm the complete quote at checkout.

3. Sign Up & Verify

Create an account with your chosen provider. It may request government-issued ID or supporting information. Verification requirements and timing vary by provider, customer, transfer, and destination.

4. Send Money

Enter recipient details and choose a funding method offered for the exact route. Fees, limits, payout availability, and delivery estimates can change by provider and method, so confirm them at checkout.

Market Analysis: EUR/PHP Exchange Rate

The EUR to PHP customer rate can reflect currency-market conditions as well as each provider's exchange-rate margin, fee, funding cost, payout pricing, and execution timing. Compare the final recipient estimate returned for your amount, then confirm the complete quote at checkout.

Understanding EUR to PHP Transfers

Route context

EUR to PHP customer quotes combine currency-market movement with European funding costs and Philippines payout pricing. The sending country, payment method, payout method, and transfer amount can change the final peso recipient estimate.

What is a Good EUR to PHP Rate?

Compare EUR to PHP transfers using the final Philippine pesos expected after the exchange-rate margin, transfer fee, funding cost, and payout pricing. Confirm the full provider quote before paying.

How Providers Differ

Providers can differ in supported European sending countries, funding methods, Philippines payout coverage, transfer limits, and delivery estimates. Compare only usable quotes for the same amount and recipient setup.

Common Mistakes to Avoid

✗Choosing by the displayed EUR/PHP rate without checking the final PHP amount
✗Assuming every provider supports the same European sending country
✗Comparing estimates that use different Philippines payout methods
✗Treating a first-transfer offer as the standard repeat-transfer quote

Best Practices

✓Compare the same EUR amount and payout method across returned providers
✓Use the final PHP recipient estimate as the primary cost comparison
✓Confirm sending-country and recipient requirements before payment
✓Recheck availability, fees, and delivery timing at checkout

Related Resources

Send money from Europe →Send money to the Philippines →Philippines transfer guide →Compare GBP to PHP estimates →

Tips to Get the Best EUR to PHP Rate

Compare rates from multiple providers, differences can be significant for EUR to PHP transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when EUR/PHP rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Philippines for your chosen provider.

What Affects EUR to PHP Transfer Timing?

Payment Method	What to Verify	Timing Factors
Debit Card	Card availability and provider fees	Issuer authorisation and provider processing
Credit Card	Provider support and issuer charges	Issuer authorisation, checks, and payout method
Bank Transfer	Bank details, cut-off times, and total fees	Bank clearing, weekends, and recipient-bank processing
First-time Transfer	Identity and source-of-funds requirements	Verification can add time before the provider releases the transfer

Delivery estimates vary by provider, funding method, payout method, checks, and destination. Confirm the estimate shown for your transfer before sending to Philippines.

Safety & Regulation for EUR to PHP Transfers

Regulatory Compliance

A provider can serve different countries through different legal entities and licences. Verify the entity named at checkout, its regulator reference, and the protections that apply to your transfer before sending.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

Complaint, cancellation, refund, and safeguarding arrangements vary by provider and jurisdiction. Keep transfer records, follow the provider's complaint process, and contact the relevant regulator or dispute-resolution service where one applies.

Business Transfers: EUR to PHP

Sending EUR to PHP for your business? These providers offer business accounts with features like batch payments, API access, multi-currency accounts, and competitive FX rates for higher volumes.

Remitly

Personal & Business

Batch Payments

API

$0 - $4.99 · Minutes to 3-5 days · 170+ countries

Review Visit Site

XE Money Transfer

Personal & Business

Batch Payments

FX Hedging

No transfer fees (rate margin applies) · 1-4 business days · 130+ countries

Review Visit Site

OFX

Personal & Business

Batch Payments

API

FX Hedging

No transfer fees (rate margin applies) · 1-5 business days · 170+ countries

Review Visit Site

Airwallex

Business Only

Batch Payments

API

Multi-Currency

FX Hedging

UK FX: 0.5% major / 1% other currencies · Depends on route and payment rail · 120+ countries

Review Visit Site

Compare all business payment providers

EUR/PHP & Forex News

View all

News: Gold drops to nearly two-week low as hawkish Fed bets rise amid oil-driven inflation fears

FXStreet

about 1 hour ago

Gold drops to nearly two-week low as hawkish Fed bets rise amid oil-driven inflation fears

Gold (XAU/USD) attracts fresh sellers following an intraday uptick to the $4,472 region and drops to a one-and-a-half-week low during the Asian session on Monday.

FXStreet

about 1 hour ago

India Gold price today: Gold falls, according to FXStreet data

Gold prices fell in India on Monday, according to data compiled by FXStreet.

ForexLive

about 1 hour ago

IRGC claims that a supertanker has caught fire after being struck by naval mines in Strait of Hormuz

Iran's Islamic Revolutionary Guard Corps (IRGC) is out claiming that a rogue supertanker has been stopped in its tracks and caught fire in the Strait of Hormuz. That after being struck by two naval mines along the waterway. The tanker is said to be attempting to pass through the strait "illegally"...

Read full article

Frequently Asked Questions: EUR to PHP

What is the best EUR to PHP exchange rate today?

The strongest EUR to PHP recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

Was this answer helpful?

How much does it cost to send money from Eurozone to Philippines?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

Was this answer helpful?

Which is the cheapest way to send EUR to PHP?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

Was this answer helpful?

How long does a EUR to PHP transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

Was this answer helpful?

Is it safe to send money from Eurozone to Philippines online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

Was this answer helpful?

Why might a provider not appear for EUR to PHP?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

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What information do I need to send EUR to PHP?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

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Can I cancel a EUR to PHP transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

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Why do EUR to PHP rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

Was this answer helpful?

What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

Was this answer helpful?

Related Routes

EURINR USDPHP GBPPHP EURUSD

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Most Popular Money Transfer Routes

These are the most searched currency exchange corridors. Open a route to request current quote estimates from listed providers like Wise, Remitly, and WorldRemit.

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EUR to PHP Guides & Tips

Currency Guides

Best Ways to Send Money to the Philippines 2026: Providers & Fees

Compare supported providers for Philippines transfers, including bank, wallet, and cash pickup options. Check current USD/GBP to PHP estimates before checkout.

Read guide →

Ready to Send EUR to PHP?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All EUR to PHP Providers