Send Money to Vietnam
Compare available providers for popular routes and review loaded recipient estimates for your amount.
Choose Your Currency
Current USD to VND quotes
Compare current provider quotes for sending $1,000 USD. Recipient outcome remains the main comparison point.
How rankings work: Methodology · Commercial Policy
Top row follows the selected sort. The alternate Standard or New User rate appears below when available.
Taptap Send
Remitly
Panda Remit
#3 loaded estimate
CurrencyFair
Wise
Paysend
WorldRemit
OFX
| Provider | Exchange Rate | Fee | You Send | Recipient Gets | Action |
|---|---|---|---|---|---|
Taptap Send Best New User rate Best Standard rate | 26200.00 | FREE | USD 1,000 | 26,200,000 VND | Check current quote |
26262.37 26002.35 | FREE USD 1.99 | USD 1,000 | 26,184,364 VND 25,950,605.324 VND 15,636 less | Check Remitly quote | |
26108.20 | FREE | USD 1,000 | 26,108,197.2 VND 91,802.8 less | Check Panda Remit quote | |
26075.60 | USD 4.00 | USD 1,000 | 25,971,297.6 VND 228,702.4 less | Check CurrencyFair quote | |
26319.80 | USD 13.26 | USD 1,000 | 25,970,799 VND 229,201 less | Check Wise quote | |
26013.67 | USD 1.99 | USD 1,000 | 25,961,904 VND 238,096 less | Check Paysend quote | |
25791.81 | FREE | USD 1,000 | 25,791,812 VND 408,188 less | Check WorldRemit quote | |
25061.60 | FREE | USD 1,000 | 25,061,602.1 VND 1,138,397.9 less | Check OFX quote |
Amount ComparisonAmount Comparison: How Much Will They Receive?
Estimate what your recipient may get at different transfer amounts using New User rates.
| Provider | $100 | $500 | $1,000 | $5,000 |
|---|---|---|---|---|
Taptap Send Rate: 26200.0000 | Fee: $0.00Best New User | ₫2,620,000.00 | ₫13,100,000.00 | ₫26,200,000.00 | ₫131,000,000.00 |
Panda Remit Rate: 26108.1972 | Fee: $0.00 | ₫2,610,819.72 | ₫13,054,098.60 | ₫26,108,197.20 | ₫130,540,986.00 |
CurrencyFair Rate: 26075.6000 | Fee: $4.00 | ₫2,503,257.60 | ₫12,933,497.60 | ₫25,971,297.60 | ₫130,273,697.60 |
Wise Rate: 26319.8000 | Fee: $13.26 | ₫2,282,979.45 | ₫12,810,899.45 | ₫25,970,799.45 | ₫131,249,999.45 |
Paysend Rate: 26013.6713 | Fee: $1.99 | ₫2,549,599.92 | ₫12,955,068.43 | ₫25,961,904.06 | ₫130,016,589.14 |
Tip: The difference between providers can be significant for larger transfers. For $5,000, you could receive up to ₫1,233,410.32 more by choosing the best provider.
Recipient Gets Exactly...
Enter how much your recipient needs in VND. We'll show how much you need to send.
Why Use Online Money Transfer Services?
Compare Bank Costs
Bank wires can combine exchange-rate margins with fixed wire fees. Digital providers may be cheaper on this route, but compare the final recipient amount and checkout terms before sending.
Faster Delivery
Bank wire transfers take 3-5 business days. Online services often deliver within 1-2 days, with fast transfers available to MoMo and ZaloPay mobile wallets.
Easy & Convenient
Send money from your phone or computer 24/7. No need to visit a bank branch. Track your transfer in real-time and get notifications when it arrives.
Sending Money to Vietnam: What You Need to Know
Bank Transfer Requirements
- Account Number: Recipient's Vietnamese bank account number
- Bank Name: Full name of the recipient's bank
- Recipient Name: Must match exactly as on bank records
- SWIFT/BIC Code: Required for international transfers
Payment Options
- Bank Transfer (ACH/SWIFT): Often lower-cost funding, 1-3 days
- Debit Card: Fast, moderate fees
- Credit Card: Fastest, higher fees (3-5% extra)
- Apple/Google Pay: Available with select providers
Supported Vietnamese Banks
All major Vietnamese banks accept international transfers:
Delivery Options in Vietnam
- Bank Deposit: Direct to any Vietnamese bank account
- MoMo: Fast mobile wallet transfer
- ZaloPay: Fast mobile wallet transfer
- Viettel Money: Mobile wallet transfer
- Cash Pickup: Available at partner locations nationwide
Vietnam: Fast-Growing Remittance Market
$17B+
Remittances received annually
5M+
Vietnamese diaspora worldwide
3-8%
Potential cost gap vs bank wires
Vietnam is one of the fastest-growing remittance markets in Southeast Asia. Major sources of remittances include United States, South Korea, Japan, and other Asian countries. Mobile wallet adoption is growing rapidly, with services like MoMo and ZaloPay becoming increasingly popular for receiving international transfers.
Understanding Remittances to Vietnam
Vietnam receives over $18 billion in remittances annually, ranking among the top 10 remittance-receiving countries worldwide. The Vietnamese diaspora — over 5 million people known as Viet Kieu — is concentrated in the United States (which accounts for roughly 60% of all remittances to Vietnam), followed by Australia, Canada, South Korea, Japan, and European countries. Remittances represent about 4-5% of Vietnam's GDP.
The US-to-Vietnam corridor is one of the major routes, with cities like San Jose, Houston, and Los Angeles being common sending hubs. Providers like Remitly, Wise, and XE have built Vietnam-specific services. The Vietnamese dong (VND) is a managed currency, and provider quotes can still vary, so compare the final VND amount before sending.
Vietnam's banking infrastructure has modernized rapidly, with most major banks supporting instant domestic transfers. Recipients can receive money directly to accounts at Vietcombank, BIDV, Agribank, Techcombank, VPBank, and other banks. Cash pickup remains popular in rural areas, and some providers now offer delivery to Vietnamese e-wallets like MoMo and ZaloPay.
How to Choose the Right Provider for Vietnam
Vietnam's managed currency makes provider comparison especially important. Here's how to choose based on your needs:
Best Exchange Rate ($500+)
Compare Wise and Remitly. Because VND rates can vary between providers, compare the final VND amount and payout timing before choosing.
Fastest Bank Deposit
Compare Remitly and XE. Same-day bank delivery can be useful during Tet or family emergencies, but availability and delivery times vary by bank and sender country.
Cash Pickup in Vietnam
Compare Western Union and WorldRemit. For recipients without bank accounts, especially in rural provinces, cash pickup can matter. Compare pickup coverage, fees, and the final VND amount before sending.
Large Transfers for Property or Business
Compare OFX and Wise Business. Vietnam has specific regulations for large inbound transfers. Check dedicated-dealer support, documentation requirements, property restrictions, and final pricing before sending.
Common Mistakes When Sending Money to Vietnam
1. Not Comparing VND Rates Between Providers
Because Vietnam's dong is a managed currency, exchange-rate margins between providers can vary. Always compare total VND received, not just the upfront fee.
2. Sending to the Wrong Bank Account Format
Vietnamese bank accounts don't use IBAN — they use domestic account numbers that vary in length by bank (typically 10-19 digits). Always confirm the exact account number, the bank name, and the branch with your recipient. Some providers also require the recipient's Vietnamese ID number.
3. Forgetting About Vietnamese Banking Hours
Bank deposits in Vietnam are processed during local banking hours (8am-4:30pm ICT, Monday-Friday). Transfers initiated outside these hours will be held until the next business day. Plan ahead for Vietnamese public holidays, especially the week-long Tet holiday when banks close for an extended period.
4. Not Understanding Vietnam's Foreign Currency Rules
Vietnam requires all remittances to be received in Vietnamese dong — recipients cannot hold or receive USD directly (with limited exceptions). This means the exchange rate applied at the time of delivery is final. Some providers lock the rate at the time of sending, while others apply it at delivery — check which applies.
5. Using Banks for Small Regular Transfers
Bank wires to Vietnam can include sender fees, receiving-bank fees, and exchange-rate margins. For regular family-support transfers, compare bank wires against digital bank-deposit providers before sending.
Top Money Transfer Services for Vietnam
Wise
Transparent quote benchmark
Remitly
Fast transfers, mobile wallet support
XE
Established currency brand
Western Union
Cash pickup, mobile wallets
WorldRemit
Mobile money & bank deposits
OFX
Large amount option
Vietnam Remittance & VND News
View allFrequently Asked Questions: Various to VND
Ready to Send Money to Vietnam?
Compare current provider options and choose the route that fits your next transfer to Vietnam. Most transfers arrive within 1-2 business days.
New to sending money to Vietnam? Read our complete guide to the best ways to send money to Vietnam in 2026.