Best CAD to NGN Transfer Rates and Fees

Compare current provider estimates for sending money from Canada to Nigeria

7 provider estimates available for this corridor

Strongest New User recipient estimate

$1,000 CAD = 997,745 NGN

via Remitly

Provider eligibility, payout method, and checkout timing can change the final quote.

CAD

NGN

Transfer Amount

$100$50,000

Sending

$1,000 CAD

Current comparison

$1,000 CAD to NGN

Change

CAD

NGN

Transfer Amount

$100$50,000

Sending

$1,000 CAD

CAD to NGN Provider Rate Comparison

Showing 7 provider estimates for sending $1,000 CAD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 17 Jul 2026

Why do rates differ? Each provider sets their own markup, fees, payout rails, and promo rules. The "You receive" column is the quickest way to compare the real cost after fees.

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New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP

Remitly

Best Standard rate

Recipient Gets

997,745NGN

Best New User rate

Rate

1012.49

Fee

FREE

You Send

CAD 1,000

Standard users get983,000 NGN

Go to Remitly

Taptap Send

#2 estimate

Recipient Gets

982,000NGN

vs top

-15,745

Rate

982.00

Fee

FREE

You Send

CAD 1,000

Go to Taptap Send

Paysend

#3 estimate

Recipient Gets

980,673.78NGN

vs top

-17,071.22

Rate

980.67

Fee

CAD 15.00

You Send

CAD 1,000

Go to Paysend

Sendwave

Recipient Gets

980,443.77NGN

vs top

-17,301.23

Rate

980.44

Fee

FREE

You Send

CAD 1,000

Go to Sendwave

Wise

Recipient Gets

973,782.92NGN

vs top

-23,962.08

Rate

982.35

Fee

CAD 8.72

You Send

CAD 1,000

Go to Wise

Western Union

Recipient Gets

947,231.41NGN

vs top

-50,513.59

Rate

947.23

Fee

CAD 1.99

You Send

CAD 1,000

Go to Western Union

XE Money Transfer

Recipient Gets

921,403.5NGN

vs top

-76,341.5

Rate

921.40

Fee

FREE

You Send

CAD 1,000

Go to XE Money Transfer

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Remitly Best New User rate Best Standard rate	1012.49 983.00	FREE FREE	CAD 1,000	997,745 NGN 983,000 NGN	Go to Remitly
2 Taptap Send	982.00	FREE	CAD 1,000	982,000 NGN 15,745 less	Go to Taptap Send
3 Paysend	980.67	CAD 15.00	CAD 1,000	980,673.78 NGN 17,071.22 less	Go to Paysend
4 Sendwave	980.44	FREE	CAD 1,000	980,443.77 NGN 17,301.23 less	Go to Sendwave
5 Wise	982.35	CAD 8.72	CAD 1,000	973,782.92 NGN 23,962.08 less	Go to Wise
6 Western Union	947.23	CAD 1.99	CAD 1,000	947,231.41 NGN 50,513.59 less	Go to Western Union
7 XE Money Transfer	921.40	FREE	CAD 1,000	921,403.5 NGN 76,341.5 less	Go to XE Money Transfer

Keep watching CAD to NGN

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact NGN Amount?

Recipient Gets Exactly...

Enter how much your recipient needs in NGN. We'll show how much you need to send.

₦NGN

Remitly

Cheapest New User

$985.69

You send (CAD)

Taptap Send

$1,016.29

You send (CAD)

Sendwave

$1,017.91

You send (CAD)

Wise

$1,024.65

You send (CAD)

Paysend

$1,032.67

You send (CAD)

Western Union

$1,055.59

You send (CAD)

XE Money Transfer

$1,083.13

You send (CAD)

Save $97.44 by choosing Remitly over XE Money Transfer

How to Send Money from CAD to NGN

1. Compare Current Options

Use our comparison tool above to review available CAD to NGN quotes from Wise, Remitly, WorldRemit and more. Enter your exact amount to estimate what your recipient may get.

2. Choose Your Provider

Select based on rate, fees, and transfer speed. Popular choices for CAD to NGN transfers include Wise, Remitly, WorldRemit. First-time users often get promotional rates.

3. Sign Up & Verify

Create an account with your chosen provider. You'll need government-issued ID for verification. This one-time process typically takes 5-10 minutes and ensures secure transfers to Nigeria.

4. Send Money

Enter recipient details and pay via bank transfer, debit or credit card. Bank transfers offer better rates, while cards are faster. Most CAD to NGN transfers arrive within 1-3 business days.

Market Analysis: CAD/NGN Exchange Rate

The CAD to NGN exchange rate is influenced by economic factors in both Canada and Nigeria. Key factors include central bank interest rates, inflation levels, trade balances, and political stability.

Remittances from Canada to Nigeria form a significant portion of Nigeria's economy. Online providers may be cheaper than some banks on this route, but savings depend on the provider quote, fees, funding method, and payout option.

Tips to Get the Best CAD to NGN Rate

Compare rates from multiple providers, differences can be significant for CAD to NGN transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when CAD/NGN rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Nigeria for your chosen provider.

CAD to NGN Transfer Speed Comparison

Payment Method	Transfer Speed	Best For
Debit Card	Minutes to 24 hours	Urgent transfers, small amounts
Credit Card	Minutes to 24 hours	Emergency transfers (higher fees)
Bank Transfer	1-3 business days	Large amounts, best rates
First-time Transfer	+1-2 days (verification)	Add time for identity verification

Note: Transfer speeds vary by provider. Check the comparison table above for specific delivery times to Nigeria.

Safety & Regulation for CAD to NGN Transfers

Regulatory Compliance

All money transfer providers on our site are regulated by financial authorities.These regulations ensure your money is protected and transfers are secure.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

If something goes wrong, regulated providers must follow complaint procedures and may be covered by financial protection schemes. Keep records of all transfers, including confirmation emails and reference numbers. Most disputes are resolved within 15 business days when proper documentation is provided.

Business Transfers: CAD to NGN

Sending CAD to NGN for your business? These providers offer business accounts with features like batch payments, API access, multi-currency accounts, and competitive FX rates for higher volumes.

Remitly

Personal & Business

Batch Payments

API

$0 - $4.99 · Minutes to 3-5 days · 170+ countries

Review Visit Site

XE Money Transfer

Personal & Business

Batch Payments

FX Hedging

No transfer fees (rate margin applies) · 1-4 business days · 130+ countries

Review Visit Site

OFX

Personal & Business

Batch Payments

API

FX Hedging

No transfer fees (rate margin applies) · 1-5 business days · 170+ countries

Review Visit Site

Airwallex

Business Only

Batch Payments

API

Multi-Currency

FX Hedging

UK FX: 0.5% major / 1% other currencies · Depends on route and payment rail · 120+ countries

Review Visit Site

Compare all business payment providers

CAD/NGN & Forex News

View all

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Read full article

FXStreet

about 1 hour ago

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about 1 hour ago

PBOC sets USD/CNY reference rate at 6.7934 vs. 6.7909 previous

On Friday, the People’s Bank of China (PBOC) sets the USD/CNY central rate for the trading session ahead at 6.7934 compared to the previous day's fix of 6.7909 and 6.7734 Reuters estimate.

Read full article

Frequently Asked Questions: CAD to NGN

What is the best CAD to NGN exchange rate today?

The strongest CAD to NGN recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

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How much does it cost to send money from Canada to Nigeria?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

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Which is the cheapest way to send CAD to NGN?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

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How long does a CAD to NGN transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

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Is it safe to send money from Canada to Nigeria online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

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Why might a provider not appear for CAD to NGN?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

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What information do I need to send CAD to NGN?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

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Can I cancel a CAD to NGN transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

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Why do CAD to NGN rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

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What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

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Related Currency Routes

Compare rates for other popular money transfer corridors. Find the best exchange rates for sending money internationally.

Other Ways to Send to Nigeria

USD to NGNfrom United States

GBP to NGNfrom United Kingdom

EUR to NGNfrom Eurozone

AED to NGNfrom United Arab Emirates

AUD to NGNfrom Australia

Other Destinations from Canada

CAD to INRto India

CAD to PHPto Philippines

CAD to MXNto Mexico

CAD to PKRto Pakistan

CAD to BDTto Bangladesh

CAD to NPRto Nepal

Most Popular Money Transfer Routes

These are the most searched currency exchange corridors. Open a route to request current quote estimates from listed providers like Wise, Remitly, and WorldRemit.

GBPINR USDINR USDPHP GBPPKR USDPKR

CAD to NGN Guides & Tips

Currency Guides

Best Ways to Send Money to Nigeria 2026: Providers, Fees & Payouts

Compare supported providers for Nigeria transfers, review bank and wallet delivery, and check current USD/GBP to NGN estimates before checkout.

Read guide →

Ready to Send CAD to NGN?

Review current quotes above and choose the provider that fits your transfer. Most transfers complete within 1-3 business days.

Compare All CAD to NGN Providers