Best NZD to PHP Transfer Rates and Fees

Compare current provider estimates for sending money from New Zealand to Philippines

8 provider estimates available for this corridor

Strongest New User recipient estimate

NZD1,000 NZD = 36,667 PHP

via Remitly

Provider eligibility, payout method, and checkout timing can change the final quote.

NZD

PHP

Transfer Amount

NZD

NZD100NZD50,000

Sending

NZD1,000 NZD

Current comparison

NZD1,000 NZD to PHP

Change

NZD

PHP

Transfer Amount

NZD

NZD100NZD50,000

Sending

NZD1,000 NZD

NZD to PHP Provider Rate Comparison

Showing 8 provider estimates for sending NZD1,000 NZD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 10 Aug 2026

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New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP

Remitly

Recipient Gets

36,667PHP

Best New User rate

Rate

37.21

Fee

FREE

You Send

NZD 1,000

Standard users get35,329.554 PHP

Go to Remitly

Panda Remit

Best Standard rate

#2 estimate

Recipient Gets

35,653.6PHP

vs top

-1,013.4

Rate

35.65

Fee

FREE

You Send

NZD 1,000

Go to Panda Remit

Wise

#3 estimate

Recipient Gets

35,546.16PHP

vs top

-1,120.84

Rate

35.78

Fee

NZD 6.53

You Send

NZD 1,000

Go to Wise

CurrencyFair

Recipient Gets

35,470PHP

vs top

-1,197

Rate

35.55

Fee

NZD 2.25

You Send

NZD 1,000

Go to CurrencyFair

XE Money Transfer

Recipient Gets

35,430.7PHP

vs top

-1,236.3

Rate

35.43

Fee

FREE

You Send

NZD 1,000

Go to XE Money Transfer

WorldRemit

Recipient Gets

35,399PHP

vs top

-1,268

Rate

35.40

Fee

FREE

You Send

NZD 1,000

Go to WorldRemit

Western Union

Recipient Gets

35,349.5PHP

vs top

-1,317.5

Rate

35.35

Fee

NZD 4.00

You Send

NZD 1,000

Go to Western Union

OFX

Recipient Gets

34,242.2PHP

vs top

-2,424.8

Rate

34.24

Fee

FREE

You Send

NZD 1,000

Go to OFX

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Remitly Best New User rate	37.21 35.40	FREE NZD 1.99	NZD 1,000	36,667 PHP 35,329.554 PHP	Go to Remitly
2 Panda Remit Best Standard rate	35.65	FREE	NZD 1,000	35,653.6 PHP 1,013.4 less	Go to Panda Remit
3 Wise	35.78	NZD 6.53	NZD 1,000	35,546.16 PHP 1,120.84 less	Go to Wise
4 CurrencyFair	35.55	NZD 2.25	NZD 1,000	35,470 PHP 1,197 less	Go to CurrencyFair
5 XE Money Transfer	35.43	FREE	NZD 1,000	35,430.7 PHP 1,236.3 less	Go to XE Money Transfer
6 WorldRemit	35.40	FREE	NZD 1,000	35,399 PHP 1,268 less	Go to WorldRemit
7 Western Union	35.35	NZD 4.00	NZD 1,000	35,349.5 PHP 1,317.5 less	Go to Western Union
8 OFX	34.24	FREE	NZD 1,000	34,242.2 PHP 2,424.8 less	Go to OFX

Keep watching NZD to PHP

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact PHP Amount?

Recipient Gets Exactly...

Enter how much your recipient needs in PHP. We'll show how much you need to send.

₱PHP

Remitly

Cheapest New User

NZD994.36

You send (NZD)

Panda Remit

NZD1,037.76

You send (NZD)

Wise

NZD1,040.63

You send (NZD)

CurrencyFair

NZD1,043.04

You send (NZD)

XE Money Transfer

NZD1,044.29

You send (NZD)

WorldRemit

NZD1,045.22

You send (NZD)

Western Union

NZD1,050.69

You send (NZD)

OFX

NZD1,080.54

You send (NZD)

Save NZD86.18 by choosing Remitly over OFX

How to Send Money from NZD to PHP

1. Compare Current Options

Use the comparison above to review providers that returned a usable NZD to PHP estimate. Enter your exact amount because eligibility, fees, and recipient amounts can change with transfer size.

2. Choose Your Provider

Compare the final recipient amount, fees, payout method, eligibility, and delivery estimate. Provider support and promotion eligibility vary, so confirm the complete quote at checkout.

3. Sign Up & Verify

Create an account with your chosen provider. It may request government-issued ID or supporting information. Verification requirements and timing vary by provider, customer, transfer, and destination.

4. Send Money

Enter recipient details and choose a funding method offered for the exact route. Fees, limits, payout availability, and delivery estimates can change by provider and method, so confirm them at checkout.

Market Analysis: NZD/PHP Exchange Rate

The NZD to PHP customer rate can reflect currency-market conditions as well as each provider's exchange-rate margin, fee, funding cost, payout pricing, and execution timing. Compare the final recipient estimate returned for your amount, then confirm the complete quote at checkout.

Tips to Get the Best NZD to PHP Rate

Compare rates from multiple providers, differences can be significant for NZD to PHP transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when NZD/PHP rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Philippines for your chosen provider.

What Affects NZD to PHP Transfer Timing?

Payment Method	What to Verify	Timing Factors
Debit Card	Card availability and provider fees	Issuer authorisation and provider processing
Credit Card	Provider support and issuer charges	Issuer authorisation, checks, and payout method
Bank Transfer	Bank details, cut-off times, and total fees	Bank clearing, weekends, and recipient-bank processing
First-time Transfer	Identity and source-of-funds requirements	Verification can add time before the provider releases the transfer

Delivery estimates vary by provider, funding method, payout method, checks, and destination. Confirm the estimate shown for your transfer before sending to Philippines.

Safety & Regulation for NZD to PHP Transfers

Regulatory Compliance

A provider can serve different countries through different legal entities and licences. Verify the entity named at checkout, its regulator reference, and the protections that apply to your transfer before sending.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

Complaint, cancellation, refund, and safeguarding arrangements vary by provider and jurisdiction. Keep transfer records, follow the provider's complaint process, and contact the relevant regulator or dispute-resolution service where one applies.

Business Transfers: NZD to PHP

Sending NZD to PHP for your business? These providers offer business accounts with features like batch payments, API access, multi-currency accounts, and competitive FX rates for higher volumes.

Remitly

Personal & Business

Batch Payments

API

$0 - $4.99 · Minutes to 3-5 days · 170+ countries

Review Visit Site

XE Money Transfer

Personal & Business

Batch Payments

FX Hedging

No transfer fees (rate margin applies) · 1-4 business days · 130+ countries

Review Visit Site

OFX

Personal & Business

Batch Payments

API

FX Hedging

No transfer fees (rate margin applies) · 1-5 business days · 170+ countries

Review Visit Site

Airwallex

Business Only

Batch Payments

API

Multi-Currency

FX Hedging

UK FX: 0.5% major / 1% other currencies · Depends on route and payment rail · 120+ countries

Review Visit Site

Compare all business payment providers

NZD/PHP & Forex News

View all

News: EUR/USD Price Forecast: Eyes further upside towards 1.1620

FXStreet

24 minutes ago

EUR/USD Price Forecast: Eyes further upside towards 1.1620

The Euro (EUR) trades subduedly at around 1.1550 against the US Dollar (USD) during the early European trading session on Monday. The EUR/USD pair edges down as the US Dollar rebounds after a significant fall on Friday.

News: Indian Rupee drops as oil prices extend recovery, downside seems limited

FXStreet

43 minutes ago

Indian Rupee drops as oil prices extend recovery, downside seems limited

The Indian Rupee (INR) opens on a negative note against the US Dollar (USD) at the start of the week. The USD/INR pair rebounds to near 95.22 as oil prices extend their recovery move and the US Dollar regains ground after a weak Friday.

News: WTI Price Forecast: Bulls await sustained move above $78.00 amid supply concerns

FXStreet

about 1 hour ago

WTI Price Forecast: Bulls await sustained move above $78.00 amid supply concerns

West Texas Intermediate (WTI) – the benchmark US Crude Oil price – kicks off the new week on a positive note amid the US-Iran standoff over the reopening of the Strait of Hormuz.

Frequently Asked Questions: NZD to PHP

What is the best NZD to PHP exchange rate today?

The strongest NZD to PHP recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

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How much does it cost to send money from New Zealand to Philippines?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

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Which is the cheapest way to send NZD to PHP?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

Was this answer helpful?

How long does a NZD to PHP transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

Was this answer helpful?

Is it safe to send money from New Zealand to Philippines online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

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Why might a provider not appear for NZD to PHP?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

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What information do I need to send NZD to PHP?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

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Can I cancel a NZD to PHP transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

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Why do NZD to PHP rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

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What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

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NZD to PHP Guides & Tips

Currency Guides

Best Ways to Send Money to the Philippines 2026: Providers & Fees

Compare supported providers for Philippines transfers, including bank, wallet, and cash pickup options. Check current USD/GBP to PHP estimates before checkout.

Read guide →

Ready to Send NZD to PHP?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All NZD to PHP Providers