Best HKD to PHP Transfer Rates and Fees

Compare current provider estimates for sending money from Hong Kong to Philippines

6 provider estimates available for this corridor

Strongest Standard recipient estimate

HKD1,000 HKD = 7,785.8 PHP

via Panda Remit

Provider eligibility, payout method, and checkout timing can change the final quote.

HKD

PHP

Transfer Amount

HKD

HKD100HKD50,000

Sending

HKD1,000 HKD

Current comparison

HKD1,000 HKD to PHP

Change

HKD

PHP

Transfer Amount

HKD

HKD100HKD50,000

Sending

HKD1,000 HKD

HKD to PHP Provider Rate Comparison

Showing 6 provider estimates for sending HKD1,000 HKD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 31 Jul 2026

TOP

Panda Remit

Recipient Gets

7,785.8PHP

Best Standard rate

Rate

7.79

Fee

FREE

You Send

HKD 1,000

Go to Panda Remit

Western Union

#2 estimate

Recipient Gets

7,766.1PHP

vs top

-19.7

Rate

7.77

Fee

HKD 5.00

You Send

HKD 1,000

Go to Western Union

Wise

#3 estimate

Recipient Gets

7,692.56PHP

vs top

-93.24

Rate

7.80

Fee

HKD 14.01

You Send

HKD 1,000

Go to Wise

CurrencyFair

Recipient Gets

7,672PHP

vs top

-113.8

Rate

7.75

Fee

HKD 10.32

You Send

HKD 1,000

Go to CurrencyFair

XE Money Transfer

Recipient Gets

7,656.9PHP

vs top

-128.9

Rate

7.66

Fee

HKD 30.00

You Send

HKD 1,000

Go to XE Money Transfer

OFX

Recipient Gets

7,262.6PHP

vs top

-523.2

Rate

7.26

Fee

FREE

You Send

HKD 1,000

Go to OFX

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Panda Remit Best Standard rate	7.79	FREE	HKD 1,000	7,785.8 PHP	Go to Panda Remit
2 Western Union	7.77	HKD 5.00	HKD 1,000	7,766.1 PHP 19.7 less	Go to Western Union
3 Wise	7.80	HKD 14.01	HKD 1,000	7,692.56 PHP 93.24 less	Go to Wise
4 CurrencyFair	7.75	HKD 10.32	HKD 1,000	7,672 PHP 113.8 less	Go to CurrencyFair
5 XE Money Transfer	7.66	HKD 30.00	HKD 1,000	7,656.9 PHP 128.9 less	Go to XE Money Transfer
6 OFX	7.26	FREE	HKD 1,000	7,262.6 PHP 523.2 less	Go to OFX

Keep watching HKD to PHP

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact PHP Amount?

Recipient Gets Exactly...

Enter how much your recipient needs in PHP. We'll show how much you need to send.

₱PHP

Panda Remit

Cheapest Standard

HKD1,027.51

You send (HKD)

Western Union

HKD1,035.12

You send (HKD)

Wise

HKD1,039.41

You send (HKD)

CurrencyFair

HKD1,042.31

You send (HKD)

XE Money Transfer

HKD1,074.81

You send (HKD)

OFX

HKD1,101.53

You send (HKD)

Save HKD74.02 by choosing Panda Remit over OFX

How to Send Money from HKD to PHP

1. Compare Current Options

Use the comparison above to review providers that returned a usable HKD to PHP estimate. Enter your exact amount because eligibility, fees, and recipient amounts can change with transfer size.

2. Choose Your Provider

Compare the final recipient amount, fees, payout method, eligibility, and delivery estimate. Provider support and promotion eligibility vary, so confirm the complete quote at checkout.

3. Sign Up & Verify

Create an account with your chosen provider. It may request government-issued ID or supporting information. Verification requirements and timing vary by provider, customer, transfer, and destination.

4. Send Money

Enter recipient details and choose a funding method offered for the exact route. Fees, limits, payout availability, and delivery estimates can change by provider and method, so confirm them at checkout.

Market Analysis: HKD/PHP Exchange Rate

The HKD to PHP customer rate can reflect currency-market conditions as well as each provider's exchange-rate margin, fee, funding cost, payout pricing, and execution timing. Compare the final recipient estimate returned for your amount, then confirm the complete quote at checkout.

Tips to Get the Best HKD to PHP Rate

Compare rates from multiple providers, differences can be significant for HKD to PHP transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when HKD/PHP rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Philippines for your chosen provider.

What Affects HKD to PHP Transfer Timing?

Payment Method	What to Verify	Timing Factors
Debit Card	Card availability and provider fees	Issuer authorisation and provider processing
Credit Card	Provider support and issuer charges	Issuer authorisation, checks, and payout method
Bank Transfer	Bank details, cut-off times, and total fees	Bank clearing, weekends, and recipient-bank processing
First-time Transfer	Identity and source-of-funds requirements	Verification can add time before the provider releases the transfer

Delivery estimates vary by provider, funding method, payout method, checks, and destination. Confirm the estimate shown for your transfer before sending to Philippines.

Safety & Regulation for HKD to PHP Transfers

Regulatory Compliance

A provider can serve different countries through different legal entities and licences. Verify the entity named at checkout, its regulator reference, and the protections that apply to your transfer before sending.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

Complaint, cancellation, refund, and safeguarding arrangements vary by provider and jurisdiction. Keep transfer records, follow the provider's complaint process, and contact the relevant regulator or dispute-resolution service where one applies.

Business Transfers: HKD to PHP

Sending HKD to PHP for your business? These providers offer business accounts with features like batch payments, API access, multi-currency accounts, and competitive FX rates for higher volumes.

Remitly

Personal & Business

Batch Payments

API

$0 - $4.99 · Minutes to 3-5 days · 170+ countries

Review Visit Site

XE Money Transfer

Personal & Business

Batch Payments

FX Hedging

No transfer fees (rate margin applies) · 1-4 business days · 130+ countries

Review Visit Site

OFX

Personal & Business

Batch Payments

API

FX Hedging

No transfer fees (rate margin applies) · 1-5 business days · 170+ countries

Review Visit Site

Airwallex

Business Only

Batch Payments

API

Multi-Currency

FX Hedging

UK FX: 0.5% major / 1% other currencies · Depends on route and payment rail · 120+ countries

Review Visit Site

Compare all business payment providers

HKD/PHP & Forex News

View all

News: Bank of Canada: Strong GDP lowers cut risk – TD Securities

FXStreet

32 minutes ago

Bank of Canada: Strong GDP lowers cut risk – TD Securities

TD Securities’ Robert Both and Emma Lawrence note that stronger-than-expected Canadian Gross Domestic Product (GDP) data support a brighter growth outlook but do not materially change their Bank of Canada (BoC) view.

News: Japanese Yen: Intervention slows but does not reverse trend – ING

FXStreet

about 1 hour ago

Japanese Yen: Intervention slows but does not reverse trend – ING

ING’s Chris Turner describes USD/JPY’s rollercoaster, with a 3% drop on reported Japanese intervention followed by a near 2% rebound. He notes that coordinated Fed-Treasury involvement was key in January but now sees the story as having moved on.

News: New Zealnd Dollar weakens after China PMI miss as the US Dollar rebounds

FXStreet

about 1 hour ago

New Zealnd Dollar weakens after China PMI miss as the US Dollar rebounds

NZD/USD trades around 0.5860 on Friday, down 0.33% on the day, as investors react to another deterioration in Chinese business activity.

Frequently Asked Questions: HKD to PHP

What is the best HKD to PHP exchange rate today?

The strongest HKD to PHP recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

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How much does it cost to send money from Hong Kong to Philippines?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

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Which is the cheapest way to send HKD to PHP?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

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How long does a HKD to PHP transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

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Is it safe to send money from Hong Kong to Philippines online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

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Why might a provider not appear for HKD to PHP?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

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What information do I need to send HKD to PHP?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

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Can I cancel a HKD to PHP transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

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Why do HKD to PHP rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

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What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

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HKD to PHP Guides & Tips

Currency Guides

Best Ways to Send Money to the Philippines 2026: Providers & Fees

Compare supported providers for Philippines transfers, including bank, wallet, and cash pickup options. Check current USD/GBP to PHP estimates before checkout.

Read guide →

Ready to Send HKD to PHP?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All HKD to PHP Providers