Best USD to MXN Transfer Rates and Fees

Compare current provider estimates for sending money from United States to Mexico

11 provider estimates available for this corridor

Strongest New User recipient estimate

$1,000 USD = 18,838.11 MXN

via Ria Money Transfer

Provider eligibility, payout method, and checkout timing can change the final quote.

Current comparison

$1,000 USD to MXN

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USD
MXN
$
$100$50,000

Sending

$1,000 USD

USD to MXN Provider Rate Comparison

Showing 11 provider estimates for sending $1,000 USD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 15 Oct 2026

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New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP
Ria Money Transfer logo

Ria Money Transfer

Recipient Gets
18,838.11MXN
Best New User rate
Rate
18.84
Fee
FREE
You Send
USD 1,000
Standard users get18,260 MXN
Go to Ria Money Transfer
Sendwave logo

Sendwave

Best Standard rate
#2 estimate
Recipient Gets
18,726.22MXN
vs top
-111.89
Rate
18.73
Fee
FREE
You Send
USD 1,000
Go to Sendwave
Remitly logo

Remitly

New User rate
#3 estimate
Recipient Gets
18,720MXN
vs top
-118.11
Rate
18.72
Fee
FREE
You Send
USD 1,000
Standard users get18,117.422 MXN
Go to Remitly
Panda Remit logo

Panda Remit

Recipient Gets
18,332.7MXN
vs top
-505.41
Rate
18.33
Fee
FREE
You Send
USD 1,000
Go to Panda Remit
Taptap Send logo

Taptap Send

Recipient Gets
18,310MXN
vs top
-528.11
Rate
18.31
Fee
FREE
You Send
USD 1,000
Go to Taptap Send
Paysend logo

Paysend

Recipient Gets
18,269.9MXN
vs top
-568.21
Rate
18.28
Fee
USD 0.99
You Send
USD 1,000
Go to Paysend
Western Union logo

Western Union

Recipient Gets
18,263MXN
vs top
-575.11
Rate
18.26
Fee
USD 31.99
You Send
USD 1,000
Go to Western Union
Wise logo

Wise

Recipient Gets
18,216.94MXN
vs top
-621.17
Rate
18.44
Fee
USD 12.07
You Send
USD 1,000
Go to Wise
WorldRemit logo

WorldRemit

Recipient Gets
18,078.352MXN
vs top
-759.758
Rate
18.11
Fee
USD 1.99
You Send
USD 1,000
Go to WorldRemit
CurrencyFair logo

CurrencyFair

Recipient Gets
18,056.683MXN
vs top
-781.427
Rate
18.13
Fee
USD 4.00
You Send
USD 1,000
Go to CurrencyFair
OFX logo

OFX

Recipient Gets
17,933.4MXN
vs top
-904.71
Rate
17.93
Fee
FREE
You Send
USD 1,000
Go to OFX

Keep watching USD to MXN

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route
  1. 1. Compare your exact send amount before you shortlist a provider.
  2. 2. Check payout method, delivery speed, and total recipient amount.
  3. 3. Complete ID verification before you need the transfer urgently.
  4. 4. Confirm the final quote on provider checkout before sending.
Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

MethodologyEditorial standards

US to Mexico: bank deposit or cash pickup?

Start with how your recipient will use the pesos. Compare the same US-dollar budget for each available receiving method, then confirm the final price at checkout.

Deposit into a Mexican account

Useful for payments or savings in an account. Confirm that the provider supports the recipient's bank and account type. If cash will be withdrawn afterwards, check any withdrawal charges when comparing the total cost.

Collect pesos in cash

Useful when the recipient needs physical cash. Check the pickup options offered for this transfer, identification requirements and service hours. Include the time and cost of reaching the location in your choice.

CLABE and recipient checklist

  • Confirm the recipient's registered name and bank using their bank records.
  • If a CLABE is requested, copy all 18 digits. Keep any leading zeros and do not replace it with a card number.
  • Check that the provider supports this bank and account, even if the CLABE looks valid.
  • Confirm the MXN amount expected and any receiving-account limits before paying.
  • For cash pickup, use the recipient name required by the operator and confirm which identification and reference details they need.

If the payment is missing

Check the provider's transfer status and delivery estimate first. If the estimate has passed, or the provider says delivered but the recipient has no funds, ask the provider to trace the payout. If it used SPEI, ask for the local tracking details or a CEP receipt that the recipient can discuss with their bank. Cash pickup uses the operator's own tracking process.

What to check when a transfer is delayed or short

Guidance reviewed . Sources: Banco de Mexico: SPEI and CEP, Wise: MXN bank requirements, Western Union: Mexico cash pickup. Check the current rules for your chosen provider.

Frequently Asked Questions: USD to MXN

What is a CLABE, and which details do I need to send USD to a Mexican bank?
A CLABE is an 18-digit identifier for a Mexican bank account. Ask the recipient for their registered account-holder name, bank and CLABE from their bank records. Follow the provider's fields: for example, Wise requests a CLABE and may also request the recipient's address when sending USD. Do not substitute a debit-card number in a CLABE field. Other payout routes can accept different identifiers, so use the instructions for your selected transfer.
Check Wise's MXN recipient requirements
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Can every provider send to my recipient's Mexican bank?
No. Bank and account eligibility depend on the provider and its payout route. A CLABE with the expected number of digits does not prove that the account is supported or belongs to the intended recipient. Wise, for example, publishes a list of banks it cannot pay in MXN. Check the current bank list and account requirements before choosing a quote, particularly for a new recipient.
Review Wise's current Mexican bank exclusions
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Can someone in Mexico receive money without a bank account?
Cash pickup may be available for your US-to-Mexico transfer. Choose an eligible pickup option and confirm that the named recipient can provide the required identification and transfer details. Western Union's Mexico instructions, for example, ask for valid official identification, the MTCN and sender information. Check that the payment is ready and that the location is providing pickup services before the recipient travels. Requirements differ between operators.
Read Western Union's Mexico pickup instructions
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Does SPEI make a transfer from the US to Mexico instant?
SPEI handles domestic electronic payments in Mexico. A provider may use it for the local payout after receiving your US payment and converting the funds. Funding clearance, verification and conversion can still add time before that payout. Use the provider's estimate for the whole transfer, rather than treating the speed of the Mexican payment system as an end-to-end delivery promise.
Understand Banco de Mexico's SPEI system
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My provider says delivered, but the Mexican bank account has no money. What should I do?
Ask the recipient to check their account activity and confirm the account details. Contact the sending provider with its transfer reference, expected MXN amount and delivery status, and ask it to trace the payout. If it used SPEI, request the local tracking details or payment evidence for the receiving bank. A remittance reference is not necessarily a SPEI tracking key. Avoid sending a duplicate payment while the first transfer is being investigated.
Read our transfer-tracing and deduction guidance
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What is a CEP receipt, and can I use it to trace my remittance?
A Comprobante Electronico de Pago (CEP) records a credited SPEI payment. It is relevant only if the Mexican payout used SPEI, not for every international transfer or cash pickup. Banco de Mexico's lookup needs the payment date, tracking key or reference, sending and receiving institutions, beneficiary account and amount. Ask the provider for those local details. A missing CEP can reflect mismatched lookup details or pending credit confirmation; it does not alone prove the money was lost.
Find Banco de Mexico's CEP and payment-status tools
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What is the best USD to MXN exchange rate today?
The strongest USD to MXN recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.
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How much does it cost to send money from United States to Mexico?
The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.
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Which is the cheapest way to send USD to MXN?
The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.
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How long does a USD to MXN transfer take?
Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.
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Is it safe to send money from United States to Mexico online?
Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.
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Why might a provider not appear for USD to MXN?
The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.
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What information do I need to send USD to MXN?
A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.
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Can I cancel a USD to MXN transfer?
Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.
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Why do USD to MXN rates change?
Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.
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What's the difference between the mid-market rate and the rate I get?
The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.
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Best Ways to Send Money to Mexico 2026: Wise, Remitly, Western Union & Ria

Compare supported providers for Mexico transfers, including Wise, Remitly, Western Union and Ria Money Transfer. Review fees, OXXO pickup, bank delivery, and current USD to MXN estimates.

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Ready to Send USD to MXN?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All USD to MXN Providers