Best USD to CNY Transfer Rates and Fees

Compare current provider estimates for sending money from United States to China

8 provider estimates available for this corridor

Strongest New User recipient estimate

$1,000 USD = 6,773.4 CNY

via Remitly

Provider eligibility, payout method, and checkout timing can change the final quote.

Current comparison

$1,000 USD to CNY

Change
USD
CNY
$
$100$50,000

Sending

$1,000 USD

USD to CNY Provider Rate Comparison

Showing 8 provider estimates for sending $1,000 USD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 31 Aug 2026

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New User rates are shown first when available. Standard rates compare repeat-user pricing.

TOP
Remitly logo

Remitly

Recipient Gets
6,773.4CNY
Best New User rate
Rate
6.77
Fee
FREE
You Send
USD 1,000
Standard users get6,666.607 CNY
Go to Remitly
Ria Money Transfer logo

Ria Money Transfer

New User rate
#2 estimate
Recipient Gets
6,719.82CNY
vs top
-53.58
Rate
6.72
Fee
FREE
You Send
USD 1,000
Standard users get6,599.1 CNY
Go to Ria Money Transfer
Panda Remit logo

Panda Remit

Best Standard rate
#3 estimate
Recipient Gets
6,696.8CNY
vs top
-76.6
Rate
6.70
Fee
FREE
You Send
USD 1,000
Go to Panda Remit
Paysend logo

Paysend

Recipient Gets
6,626.41CNY
vs top
-146.99
Rate
6.64
Fee
USD 1.99
You Send
USD 1,000
Go to Paysend
Wise logo

Wise

Recipient Gets
6,600.25CNY
vs top
-173.15
Rate
6.72
Fee
USD 17.90
You Send
USD 1,000
Go to Wise
Western Union logo

Western Union

Recipient Gets
6,569CNY
vs top
-204.4
Rate
6.57
Fee
USD 33.99
You Send
USD 1,000
Go to Western Union
Taptap Send logo

Taptap Send

Recipient Gets
6,550CNY
vs top
-223.4
Rate
6.55
Fee
FREE
You Send
USD 1,000
Go to Taptap Send
OFX logo

OFX

Recipient Gets
6,480.4CNY
vs top
-293
Rate
6.48
Fee
FREE
You Send
USD 1,000
Go to OFX

Keep watching USD to CNY

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Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

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How to send this route
  1. 1. Compare your exact send amount before you shortlist a provider.
  2. 2. Check payout method, delivery speed, and total recipient amount.
  3. 3. Complete ID verification before you need the transfer urgently.
  4. 4. Confirm the final quote on provider checkout before sending.
Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

MethodologyEditorial standards

Understanding USD to CNY Transfers

Route context

USD to CNY customer quotes combine currency-market movement with US funding costs, provider fees, and China payout pricing. Recipient eligibility and the available delivery method can determine which returned estimates are usable.

What is a Good USD to CNY Rate?

Compare USD to CNY transfers using the final yuan expected after the exchange-rate margin, transfer fee, funding cost, and payout pricing. Confirm recipient eligibility and the complete checkout quote before paying.

How Providers Differ

Providers can differ in US funding methods, China payout coverage, recipient requirements, transfer limits, and delivery estimates. Compare only estimates returned for the same amount and intended recipient setup.

Common Mistakes to Avoid

  • ✗Choosing by the displayed USD/CNY rate without checking the final CNY amount
  • ✗Assuming every provider supports the same recipient or payout setup in China
  • ✗Comparing promotional and standard estimates without separating them
  • ✗Submitting recipient details before checking provider eligibility requirements

Best Practices

  • ✓Compare the same USD amount across usable provider estimates
  • ✓Use the final CNY recipient amount as the primary cost comparison
  • ✓Confirm recipient and payout requirements before authorising payment
  • ✓Recheck the rate, fee, and delivery estimate at checkout

Related Resources

Send money from the United States →Send money to China →Compare EUR to CNY estimates →How international transfer fees work →

Frequently Asked Questions: USD to CNY

What is the best USD to CNY exchange rate today?
The strongest USD to CNY recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.
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How much does it cost to send money from United States to China?
The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.
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Which is the cheapest way to send USD to CNY?
The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.
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How long does a USD to CNY transfer take?
Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.
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Is it safe to send money from United States to China online?
Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.
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Why might a provider not appear for USD to CNY?
The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.
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What information do I need to send USD to CNY?
A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.
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Can I cancel a USD to CNY transfer?
Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.
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Why do USD to CNY rates change?
Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.
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What's the difference between the mid-market rate and the rate I get?
The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.
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Ready to Send USD to CNY?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

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