Companies we've reviewed

Compare money transfer companies

A hand-picked shortlist of trusted companies. Compare what each one is good at, then check a live rate for your route before you send.

Read the Methodology, Editorial Standards, and Commercial Policy.

Why this page exists

The goal is to help you shortlist credible options faster, then push you back into live route comparison for the exact transfer.

What the cards now show

Each card carries review-date and regulator cues so the directory feels reviewed, not just populated.

How to use it well

Keep the providers that match your route and payout needs, then compare a live corridor before you commit.

Start with route fit

A provider can look strong overall and still be weak for your exact corridor, amount, or payout method. Use this directory to build a shortlist, then compare a live route.

Read with the policy pages open

Paid relationships can exist on the site, but they cannot buy a higher position in the comparison. The provider pages work best when paired with the public policy set.

Separate personal and business needs

Some providers are better suited to business payouts, treasury workflows, or batch payments. Use the transfer-type cues to avoid a bad shortlist.

Reviewed provider shortlist

Start with the profile that matches your route, urgency, and business needs. Every provider still needs a live route check before you send.

Wise logo

Wise

Personal & Business

International money transfer service with low fees and transparent pricing.

Coverage80 countries
Speed1-2 business days
Regulated by4 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
Remitly logo

Remitly

Personal & Business

Fast and secure international money transfers to over 100 countries.

Coverage170 countries
SpeedMinutes to 3-5 days
Regulated by3 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
Western Union logo

Western Union

Global leader in cross-border, cross-currency money movement.

Coverage200 countries
SpeedMinutes to 5 days
Regulated by3 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
MoneyGram logo

MoneyGram

Global money transfer provider with online, app, agent, bank deposit, and cash pickup options.

Coverage200 countries
SpeedMinutes to 5 business days
Regulated by4 regulators
SourceBased on public information
Reviewed by our team
Based on public information
Read full review →
Unplex logo

Unplex

WhatsApp and app-based money transfers from the US, UK, and Europe to India and the Philippines.

Coverage5 countries
SpeedRoute-specific; Unplex advertises fast transfers on supported routes
Regulated by4 regulators
SourceBased on public information
Reviewed by our team
Based on public information
Read full review →
WorldRemit logo

WorldRemit

Digital money transfer service to over 130 countries worldwide.

Coverage130 countries
SpeedMinutes to 3 days
Regulated by3 regulators
SourceBased on public information
Reviewed by our team
Based on public information
Read full review →
XE Money Transfer logo

XE Money Transfer

Personal & Business

Trusted international money transfer with competitive exchange rates.

Coverage130 countries
Speed1-4 business days
Regulated by3 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
Instarem logo

Instarem

Low-cost international transfers with competitive exchange rates.

Coverage60 countries
Speed1-3 business days
Regulated by4 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
CurrencyFair logo

CurrencyFair

Peer-to-peer currency exchange platform with low fees.

Coverage150 countries
Speed1-2 business days
Regulated by2 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
OFX logo

OFX

Personal & Business

International money transfer specialist with 24/7 support.

Coverage170 countries
Speed1-5 business days
Regulated by4 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
Paysend logo

Paysend

Global money transfers to 170+ countries with low fixed fees.

Coverage170 countries
SpeedMinutes to 2 days
Regulated by3 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
TransferGo logo

TransferGo

Fast and affordable international money transfers across Europe and beyond.

Coverage60 countries
Speed30 minutes to 3 days
Regulated by3 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →
Sendwave logo

Sendwave

Fee-free money transfers to Africa, Asia, and Latin America.

Coverage50 countries
SpeedInstant to minutes
Regulated by3 regulators
SourceBased on public information
Reviewed by our team
Based on public information
Read full review →
Panda Remit logo

Panda Remit

Fast and affordable international money transfers with competitive rates.

Coverage30 countries
SpeedMinutes to 2 business days
Regulated by3 regulators
SourceBased on public information
Reviewed by our team
Based on public information
Read full review →
TorFX logo

TorFX

Personal & Business

Award-winning currency exchange with no transfer fees and dedicated account managers.

Coverage50 countries
Speed1-2 business days
Regulated by3 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information

Trustpilot 4.7 (8,500 reviews) where available.

Read full review →
Taptap Send logo

Taptap Send

Low-cost money transfers to Africa, South Asia, and Latin America.

Coverage80 countries
Speed95% of transfers delivered under 3 minutes
Regulated by4 regulators
SourceBased on public information
Reviewed by our team
Based on public information
Read full review →
Airwallex logo

Airwallex

Business

Global business payments platform with multi-currency accounts and interbank FX rates.

Coverage120 countries
SpeedDepends on route and payment rail
Regulated by6 regulators
SourceBased on public information
Business account available
Reviewed by our team
Based on public information
Read full review →

Money Transfer Provider FAQs

Which money transfer provider has the best rates?
The strongest available quote varies by corridor, amount, funding method, payout method, promotion eligibility, and timing. Compare like-for-like estimates by recipient amount, then confirm the complete quote with the provider before sending.
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Are these money transfer providers safe and regulated?
Provider regulation varies by legal entity, service, and country. We list regulator references where known, but you should check the provider's current official licence record for your sending country before using it.
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How do I choose the right money transfer provider?
Compare the estimated recipient amount, stated fees, funding and payout methods, delivery estimate, eligibility, and the provider's authorisation for your country. The right choice depends on the exact transfer rather than one provider being strongest for every route.
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Do money transfer providers charge hidden fees?
A quote can combine a separate transfer fee with costs reflected in the exchange rate. Funding, payout, intermediary, or receiving-bank charges may also apply on some routes. Compare the estimated recipient amount and confirm every disclosed cost at checkout.
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Need the next step?

Use the comparison tool for a live route check, or visit the provider page if you want to discuss listings and partnership options.