Best USD to CAD Transfer Rates and Fees

Compare current provider estimates for sending money from United States to Canada

9 provider estimates available for this corridor

Strongest Standard recipient estimate

$1,000 USD = 1,398 CAD

via Taptap Send

Provider eligibility, payout method, and checkout timing can change the final quote.

USD

CAD

Transfer Amount

$100$50,000

Sending

$1,000 USD

Current comparison

$1,000 USD to CAD

Change

USD

CAD

Transfer Amount

$100$50,000

Sending

$1,000 USD

USD to CAD Provider Rate Comparison

Showing 9 provider estimates for sending $1,000 USD. Confirm fees and payout method at provider checkout.

Current Estimates·Updated 31 Jul 2026

TOP

Taptap Send

Recipient Gets

1,398CAD

Best Standard rate

Rate

1.40

Fee

FREE

You Send

USD 1,000

Go to Taptap Send

Paysend

#2 estimate

Recipient Gets

1,397.68CAD

vs top

-0.32

Rate

1.40

Fee

USD 1.99

You Send

USD 1,000

Go to Paysend

Panda Remit

#3 estimate

Recipient Gets

1,397.6CAD

vs top

-0.4

Rate

1.40

Fee

FREE

You Send

USD 1,000

Go to Panda Remit

XE Money Transfer

Recipient Gets

1,391.6CAD

vs top

-6.4

Rate

1.39

Fee

FREE

You Send

USD 1,000

Go to XE Money Transfer

CurrencyFair

Recipient Gets

1,390.1CAD

vs top

-7.9

Rate

1.39

Fee

USD 2.87

You Send

USD 1,000

Go to CurrencyFair

Wise

Recipient Gets

1,388.76CAD

vs top

-9.24

Rate

1.40

Fee

USD 10.15

You Send

USD 1,000

Go to Wise

Western Union

Recipient Gets

1,380.5CAD

vs top

-17.5

Rate

1.38

Fee

USD 49.90

You Send

USD 1,000

Go to Western Union

WorldRemit

Recipient Gets

1,375.64CAD

vs top

-22.36

Rate

1.38

Fee

USD 2.99

You Send

USD 1,000

Go to WorldRemit

OFX

Recipient Gets

1,368.3CAD

vs top

-29.7

Rate

1.37

Fee

FREE

You Send

USD 1,000

Go to OFX

Provider	Exchange Rate	Fee	You Send	Recipient Gets	Action
Taptap Send Best Standard rate	1.40	FREE	USD 1,000	1,398 CAD	Go to Taptap Send
2 Paysend	1.40	USD 1.99	USD 1,000	1,397.68 CAD 0.32 less	Go to Paysend
3 Panda Remit	1.40	FREE	USD 1,000	1,397.6 CAD 0.4 less	Go to Panda Remit
4 XE Money Transfer	1.39	FREE	USD 1,000	1,391.6 CAD 6.4 less	Go to XE Money Transfer
5 CurrencyFair	1.39	USD 2.87	USD 1,000	1,390.1 CAD 7.9 less	Go to CurrencyFair
6 Wise	1.40	USD 10.15	USD 1,000	1,388.76 CAD 9.24 less	Go to Wise
7 Western Union	1.38	USD 49.90	USD 1,000	1,380.5 CAD 17.5 less	Go to Western Union
8 WorldRemit	1.38	USD 2.99	USD 1,000	1,375.64 CAD 22.36 less	Go to WorldRemit
9 OFX	1.37	FREE	USD 1,000	1,368.3 CAD 29.7 less	Go to OFX

Keep watching USD to CAD

Create a private alert or follow a route channel after this comparison.

Create account alert Open Telegram

Keep the route research short

Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.

Timing and rate context

Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.

Open Rate Pulse Create an alert

How to send this route

1. Compare your exact send amount before you shortlist a provider.
2. Check payout method, delivery speed, and total recipient amount.
3. Complete ID verification before you need the transfer urgently.
4. Confirm the final quote on provider checkout before sending.

Safety checks

Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.

Methodology Editorial standards

How Much to Send for Exact CAD Amount?

Recipient Gets Exactly...

Enter how much your recipient needs in CAD. We'll show how much you need to send.

$CAD

Taptap Send

Cheapest Standard

$715.31

You send (USD)

Panda Remit

$715.51

You send (USD)

Paysend

$717.46

You send (USD)

XE Money Transfer

$718.60

You send (USD)

CurrencyFair

$720.18

You send (USD)

Wise

$722.91

You send (USD)

WorldRemit

$729.95

You send (USD)

OFX

$730.83

You send (USD)

Western Union

$774.28

You send (USD)

Save $58.97 by choosing Taptap Send over Western Union

How to Send Money from USD to CAD

1. Compare Current Options

Use the comparison above to review providers that returned a usable USD to CAD estimate. Enter your exact amount because eligibility, fees, and recipient amounts can change with transfer size.

2. Choose Your Provider

Compare the final recipient amount, fees, payout method, eligibility, and delivery estimate. Provider support and promotion eligibility vary, so confirm the complete quote at checkout.

3. Sign Up & Verify

Create an account with your chosen provider. It may request government-issued ID or supporting information. Verification requirements and timing vary by provider, customer, transfer, and destination.

4. Send Money

Enter recipient details and choose a funding method offered for the exact route. Fees, limits, payout availability, and delivery estimates can change by provider and method, so confirm them at checkout.

Market Analysis: USD/CAD Exchange Rate

The USD to CAD customer rate can reflect currency-market conditions as well as each provider's exchange-rate margin, fee, funding cost, payout pricing, and execution timing. Compare the final recipient estimate returned for your amount, then confirm the complete quote at checkout.

Tips to Get the Best USD to CAD Rate

Compare rates from multiple providers, differences can be significant for USD to CAD transfers.

Use bank transfer instead of debit/credit cards when the final quote is better for larger amounts.

Avoid airport currency exchange counters unless you have compared the final rate and fee against online options.

Set up rate alerts to get notified when USD/CAD rate improves.

First-time transfer limits are often lower, consider this when choosing a provider.

Read reviews about transfer speed to Canada for your chosen provider.

What Affects USD to CAD Transfer Timing?

Payment Method	What to Verify	Timing Factors
Debit Card	Card availability and provider fees	Issuer authorisation and provider processing
Credit Card	Provider support and issuer charges	Issuer authorisation, checks, and payout method
Bank Transfer	Bank details, cut-off times, and total fees	Bank clearing, weekends, and recipient-bank processing
First-time Transfer	Identity and source-of-funds requirements	Verification can add time before the provider releases the transfer

Delivery estimates vary by provider, funding method, payout method, checks, and destination. Confirm the estimate shown for your transfer before sending to Canada.

Safety & Regulation for USD to CAD Transfers

Regulatory Compliance

A provider can serve different countries through different legal entities and licences. Verify the entity named at checkout, its regulator reference, and the protections that apply to your transfer before sending.

Security Measures

Reputable providers use encryption, two-factor authentication, and fraud monitoring systems. Safeguarding, refund rights, and support processes vary by provider and jurisdiction, so confirm the terms before sending. Never share your password or verification codes with anyone, including provider staff.

Consumer Protection

Complaint, cancellation, refund, and safeguarding arrangements vary by provider and jurisdiction. Keep transfer records, follow the provider's complaint process, and contact the relevant regulator or dispute-resolution service where one applies.

Business Transfers: USD to CAD

Sending USD to CAD for your business? These providers offer business accounts with features like batch payments, API access, multi-currency accounts, and competitive FX rates for higher volumes.

Remitly

Personal & Business

Batch Payments

API

$0 - $4.99 · Minutes to 3-5 days · 170+ countries

Review Visit Site

XE Money Transfer

Personal & Business

Batch Payments

FX Hedging

No transfer fees (rate margin applies) · 1-4 business days · 130+ countries

Review Visit Site

OFX

Personal & Business

Batch Payments

API

FX Hedging

No transfer fees (rate margin applies) · 1-5 business days · 170+ countries

Review Visit Site

Airwallex

Business Only

Batch Payments

API

Multi-Currency

FX Hedging

UK FX: 0.5% major / 1% other currencies · Depends on route and payment rail · 120+ countries

Review Visit Site

Compare all business payment providers

USD/CAD & Forex News

View all

News: Bank of Canada: Strong GDP lowers cut risk – TD Securities

FXStreet

33 minutes ago

Bank of Canada: Strong GDP lowers cut risk – TD Securities

TD Securities’ Robert Both and Emma Lawrence note that stronger-than-expected Canadian Gross Domestic Product (GDP) data support a brighter growth outlook but do not materially change their Bank of Canada (BoC) view.

News: Japanese Yen: Intervention slows but does not reverse trend – ING

FXStreet

about 1 hour ago

Japanese Yen: Intervention slows but does not reverse trend – ING

ING’s Chris Turner describes USD/JPY’s rollercoaster, with a 3% drop on reported Japanese intervention followed by a near 2% rebound. He notes that coordinated Fed-Treasury involvement was key in January but now sees the story as having moved on.

News: New Zealnd Dollar weakens after China PMI miss as the US Dollar rebounds

FXStreet

about 1 hour ago

New Zealnd Dollar weakens after China PMI miss as the US Dollar rebounds

NZD/USD trades around 0.5860 on Friday, down 0.33% on the day, as investors react to another deterioration in Chinese business activity.

Frequently Asked Questions: USD to CAD

What is the best USD to CAD exchange rate today?

The strongest USD to CAD recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.

Was this answer helpful?

How much does it cost to send money from United States to Canada?

The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.

Was this answer helpful?

Which is the cheapest way to send USD to CAD?

The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.

Was this answer helpful?

How long does a USD to CAD transfer take?

Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.

Was this answer helpful?

Is it safe to send money from United States to Canada online?

Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.

Was this answer helpful?

Why might a provider not appear for USD to CAD?

The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.

Was this answer helpful?

What information do I need to send USD to CAD?

A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.

Was this answer helpful?

Can I cancel a USD to CAD transfer?

Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.

Was this answer helpful?

Why do USD to CAD rates change?

Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.

Was this answer helpful?

What's the difference between the mid-market rate and the rate I get?

The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.

Was this answer helpful?

Related Routes

USDINR USDPHP USDPKR USDBDT

Related Currency Routes

Compare rates for other popular money transfer corridors. Find the best exchange rates for sending money internationally.

Other Ways to Send to Canada

INR to CADfrom India

GBP to CADfrom United Kingdom

EUR to CADfrom Eurozone

PKR to CADfrom Pakistan

Other Destinations from United States

USD to INRto India

USD to PHPto Philippines

USD to PKRto Pakistan

USD to BDTto Bangladesh

USD to MXNto Mexico

USD to JPYto Japan

Most Popular Money Transfer Routes

These are the most searched currency exchange corridors. Open a route to request current quote estimates from listed providers like Wise, Remitly, and WorldRemit.

GBPINR USDINR USDPHP GBPPKR USDPKR

Ready to Send USD to CAD?

Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.

Compare All USD to CAD Providers