Best USD to CAD Transfer Rates and Fees
Compare current provider estimates for sending money from United States to Canada
10 provider estimates available for this corridor
Strongest Standard recipient estimate
$1,000 USD = 1,398 CAD
via Taptap Send
Provider eligibility, payout method, and checkout timing can change the final quote.
USD
CAD
$
$100$50,000
Sending
$1,000 USD
Current comparison
$1,000 USD to CAD
Change
Current comparison
$1,000 USD to CAD
USD
CAD
$
$100$50,000
Sending
$1,000 USD
USD to CAD Provider Rate Comparison
Showing 10 provider estimates for sending $1,000 USD. Confirm fees and payout method at provider checkout.
Current Estimates·Updated 29 Oct 2026
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New User rates are shown first when available. Standard rates compare repeat-user pricing.
TOP
Taptap Send
Best Standard rate
Recipient Gets
1,398CAD
Best New User rate
Rate
1.40
Fee
FREE
You Send
USD 1,000
Panda Remit
#2 estimateRecipient Gets
1,393.5CAD
vs top
-4.5
Rate
1.39
Fee
FREE
You Send
USD 1,000
Ria Money Transfer
Best New User rate
#3 estimateRecipient Gets
1,390.85CAD
vs top
-7.15
Rate
1.39
Fee
FREE
You Send
USD 1,000
Standard users get1,380.4 CAD
XE Money Transfer
Recipient Gets
1,387.5CAD
vs top
-10.5
Rate
1.39
Fee
FREE
You Send
USD 1,000
Western Union
Recipient Gets
1,376.1CAD
vs top
-21.9
Rate
1.38
Fee
USD 49.90
You Send
USD 1,000
Promo
New User Rate
Top
Rate
1.39
Fee
USD 0.00
-USD9.00 off
You Get
1,390.85 CAD
Existing User Rate
Rate
1.38
Fee
USD 9.00
You Get
1,380.4 CAD
| Provider | Exchange Rate | Fee | You Send | Recipient Gets | Action |
|---|---|---|---|---|---|
Taptap Send Best New User rate Best Standard rate | 1.40 | FREE | USD 1,000 | 1,398 CAD | Go to Taptap Send |
2 Panda Remit | 1.39 | FREE | USD 1,000 | 1,393.5 CAD 4.5 less | Go to Panda Remit |
3 Ria Money Transfer Best New User rate | 1.39 1.38 | FREE USD 9.00 | USD 1,000 | 1,390.85 CAD 1,380.4 CAD 7.15 less | Go to Ria Money Transfer |
4 XE Money Transfer | 1.39 | FREE | USD 1,000 | 1,387.5 CAD 10.5 less | Go to XE Money Transfer |
5  CurrencyFair | 1.39 | USD 2.88 | USD 1,000 | 1,386 CAD 12 less | Go to CurrencyFair |
6  Wise | 1.40 | USD 10.15 | USD 1,000 | 1,384.8 CAD 13.2 less | Go to Wise |
7 Western Union | 1.38 | USD 49.90 | USD 1,000 | 1,376.1 CAD 21.9 less | Go to Western Union |
8  Paysend | 1.37 | USD 1.99 | USD 1,000 | 1,369.09 CAD 28.91 less | Go to Paysend |
9  WorldRemit | 1.37 | USD 2.99 | USD 1,000 | 1,367.1 CAD 30.9 less | Go to WorldRemit |
10  OFX | 1.36 | FREE | USD 1,000 | 1,364.3 CAD 33.7 less | Go to OFX |
Keep watching USD to CAD
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Keep the route research short
Use the comparison first. Open the sections below only if you still need timing, safety, or route guidance before you send.
Timing and rate context
Use Rate Pulse to spot recent corridor movement, then set an alert if timing matters more than immediate delivery.
How to send this route
- 1. Compare your exact send amount before you shortlist a provider.
- 2. Check payout method, delivery speed, and total recipient amount.
- 3. Complete ID verification before you need the transfer urgently.
- 4. Confirm the final quote on provider checkout before sending.
Safety checks
Strong providers still vary by corridor, amount, and payout method. Use our policy pages to understand how results are gathered and ranked.
Frequently Asked Questions: USD to CAD
What is the best USD to CAD exchange rate today?
The strongest USD to CAD recipient amount varies by provider, amount, payout method, and timing. Use the comparison table above to review current provider estimates, then confirm the final checkout quote before sending.
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How much does it cost to send money from United States to Canada?
The total cost usually includes the exchange-rate margin and any transfer fee. The comparison table estimates recipient amounts for the selected route and amount where providers return quotes; confirm the final amount at provider checkout.
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Which is the cheapest way to send USD to CAD?
The cheapest route depends on amount, funding method, payout method, provider eligibility, and exchange-rate margin. Compare current recipient estimates first, then check provider checkout terms before choosing.
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How long does a USD to CAD transfer take?
Use the delivery estimate for the exact provider, funding method, and payout method. Funding clearance, identity or source-of-funds checks, processing cut-offs, weekends, holidays, recipient details, and local payout steps can all affect timing. Confirm the estimate at checkout and use the provider's transfer status after sending.
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Is it safe to send money from United States to Canada online?
Provider regulation varies by entity and country. We aim to list established services and surface known regulator references where available, but you should verify the provider licence, jurisdiction, payout method, and final checkout terms for your route.
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Why might a provider not appear for USD to CAD?
The provider may not support the selected route, amount, funding method, or payout method, or it may not have returned a usable estimate. Try the exact transfer details you intend to use and confirm route availability with the provider if it is not shown.
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What information do I need to send USD to CAD?
A provider will normally ask for the recipient's name and the details required by the selected payout method, such as bank-account, wallet, or cash-pickup information. It may also request sender identification or information about the transfer. Follow the provider's current checkout requirements and confirm recipient details before paying.
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Can I cancel a USD to CAD transfer?
Cancellation depends on the provider's terms and the current transfer stage. Check the transfer screen and contact the provider promptly with the reference number. CompareRemittanceRates does not process the transfer and cannot cancel or refund it.
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Why do USD to CAD rates change?
Currency-market prices and provider pricing can change between the comparison and checkout. The amount, funding method, payout method, and promotion eligibility can also change the customer quote. Treat comparison data as an estimate and confirm the final rate and recipient amount before sending.
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What's the difference between the mid-market rate and the rate I get?
The mid-market rate is a benchmark based on the midpoint between market buy and sell prices. A customer quote can include an exchange-rate margin, transfer fee, funding cost, or payout-method effect. Compare the estimated recipient amount and verify the complete provider quote before sending.
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Ready to Send USD to CAD?
Review the current estimates above and choose the provider that fits your transfer. Confirm the final recipient amount, fees, payout method, and delivery estimate at checkout.
Compare All USD to CAD Providers