Compare provider estimates for your route and amount, then confirm the final quote before you click out.
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Sending NZD1,000 NZD. Provider coverage depends on feed availability. Always confirm the final quote, delivery method, and eligibility on provider checkout.
When comparing NZD to TOP transfer rates, it's essential to look beyond just the exchange rate. The total cost of your transfer includes both the exchange rate margin and any fees charged by the provider. The comparison table shows estimated recipient amounts from providers that returned usable quotes, so confirm the final checkout quote, delivery method, and eligibility before sending.
Most money transfer providers add a margin to the mid-market exchange rate. This margin can range from 0.3% to over 3% depending on the provider and corridor. Some providers like Wise use the mid-market rate with a transparent fee, while others may offer "zero fees" but include higher margins in their rates.