USD-PHP
Medium Volatility
USD to PHP Exchange Rate Report
January 2026 Analysis
Average Rate
58.3450
Monthly Change
-4.52%
Best Provider
worldremit
Data Points
150
Executive Summary
In January 2026, the USD to PHP exchange rate weakened, moving from 58.8375 to 56.1802 (-4.52% change).
The average rate across all providers was 58.3450, with rates ranging from 56.0386 to 59.4830. Market volatility was medium during this period.
worldremit consistently offered the best rates, making it the recommended provider for this corridor during January.
Rate Range Analysis
Lowest Rate
56.0386
Average Rate
58.3450
Highest Rate
59.4830
Opening: 58.8375Closing: 56.1802
Provider Performance
| Provider | Avg Rate | Min | Max | Days Best |
|---|---|---|---|---|
Best worldremit | 59.2148 | 59.2148 | 59.2148 | 1 days |
wise | 59.1397 | 58.7640 | 59.4830 | 27 days |
remitly | 59.0588 | 58.7000 | 59.4100 | 1 days |
sendwave | 58.9283 | 58.9283 | 58.9283 | 1 days |
currencyfair | 58.8037 | 58.4150 | 59.1350 | |
paysend | 58.7396 | 58.5843 | 58.8949 | |
xe | 58.3483 | 57.7073 | 58.7530 | |
westernunion | 57.3971 | 57.1343 | 57.4781 | |
ofx | 56.4229 | 56.0386 | 56.8981 |
Best Time to Transfer
Best Day
Thursday
Average rate: 58.6917
Avoid
Saturday
Average rate: 58.2082
Based on 150 data points collected throughout January 2026.
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